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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. ICBC Turkey Bank AS's Total Liabilities for the quarter that ended in Jun. 2026 was ₺104,453 Mil. ICBC Turkey Bank AS's Total Assets for the quarter that ended in Jun. 2026 was ₺110,996 Mil.
Therefore, ICBC Turkey Bank AS's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.94.
ICBC Turkey Bank AS (IST:ICBCT) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
ICBC Turkey Bank AS Liabilities-to-Assets Related Terms
ICBC Turkey Bank AS Liabilities-to-Assets Historical Data
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The historical data trend for ICBC Turkey Bank AS's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IST:ICBCT vs PNC, USB: Liabilities-to-Assets Comparison
For the Banks - Regional subindustry, ICBC Turkey Bank AS's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ICBC Turkey Bank AS Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, ICBC Turkey Bank AS's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where ICBC Turkey Bank AS's Liabilities-to-Assets falls into.
ICBC Turkey Bank AS Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
ICBC Turkey Bank AS's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ICBC Turkey Bank AS (IST:ICBCT) has a Liabilities-to-Assets of 0.94 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on ICBC Turkey Bank AS and its competitors.
Is ICBC Turkey Bank AS's Liabilities-to-Assets too high?
ICBC Turkey Bank AS's current Liabilities-to-Assets is 0.94. Overall, ICBC Turkey Bank AS has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does ICBC Turkey Bank AS's Liabilities-to-Assets compare to PNC and USB?
ICBC Turkey Bank AS's Liabilities-to-Assets of 0.94 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on ICBC Turkey Bank AS and its competitors. ICBC Turkey Bank AS's current Liabilities-to-Assets is 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICBC Turkey Bank AS stock overvalued right now?
Based on GuruFocus' analysis, ICBC Turkey Bank AS (IST:ICBCT) is currently considered Possible Value Trap. The stock's GF Value™ is ₺32.09, compared to a current price of ₺20.24 — trading 36.9% below its estimated fair value. The current Liabilities-to-Assets is 0.94. ICBC Turkey Bank AS's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For ICBC Turkey Bank AS (IST:ICBCT), the current Liabilities-to-Assets is 0.94 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ICBC Turkey Bank AS (IST:ICBCT) Overvalued in 2026?
Based on GuruFocus' analysis, ICBC Turkey Bank AS stock appears to be undervalued.
The current stock price of ₺20.24 is trading 36.9% below its estimated GF Value™ of ₺32.09.
GuruFocus considers ICBC Turkey Bank AS to be Possible Value Trap.
Key valuation signals for IST:ICBCT:
Liabilities-to-Assets: 0.94
GF Value™: ₺32.09 vs. price of ₺20.24 (36.9% below fair value)
No single metric tells the full story. See the IST:ICBCT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ICBC Turkey Bank AS is a bank engaged in corporate and retail banking activities. The operations of the company consist of corporate, commercial, and retail banking services, international transactions, and securities trading in capital markets, which are conducted mainly with local customers. The company has three segments, namely Retail Banking, which includes loans, deposits, and other transactions and balances with retail customers; Corporate Banking includes loans, deposits, and other transactions and balances with corporate and SME customers; and Treasury, Investment Banking, and others include funds management and treasury activities. It derives key revenue from the Corporate banking segment.
49GF Score
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