ICBC Turkey Bank ASIST:ICBCT -0.70%54 ROE % is 70.95% as of Mar. 2026, which is 1048% above its 10-year median of 6.18. GuruFocus rates IST:ICBCT with a GF Score™ of 54/100 and a GF Value™ of ₺23.63 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,524 Banks companies, ICBC Turkey Bank AS ranks better than 97.11% on this metric.
The historical rank and industry rank for ICBC Turkey Bank AS's ROE % or its related term are showing as below:
IST:ICBCT'
s ROE % Range Over the Past 10 Years
Min: 0.43 Med: 6.18 Max: 58.83
Current: 29.94
During the past 13 years, ICBC Turkey Bank AS's highest ROE % was 58.83%. The lowest was 0.43%. And the median was 6.18%.
IST:ICBCT's ROE % is ranked better than 97.11% of 1524
companies
in the Banks industry
Industry Median: 10.22
vs IST:ICBCT: 29.94
ICBC Turkey Bank AS (IST:ICBCT) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
ICBC Turkey Bank AS ROE % Related Terms
ICBC Turkey Bank AS ROE % Historical Data
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The historical data trend for ICBC Turkey Bank AS's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, ICBC Turkey Bank AS's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ICBC Turkey Bank AS ROE % vs Banks Industry
For the Banks industry and Financial Services sector, ICBC Turkey Bank AS's ROE % distribution charts can be found below:
* The bar in red indicates where ICBC Turkey Bank AS's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
ICBC Turkey Bank AS (IST:ICBCT) has a ROE % of 70.95% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on ICBC Turkey Bank AS and its competitors. This is 1048% above median its historical median of 6.18. Over the past decade, ICBC Turkey Bank AS's ROE % has ranged from 0.43 to 58.83. According to the industry distribution chart, ICBC Turkey Bank AS ranks #44 out of 1524 companies in the Banks industry, placing it in the top 2.9%.
Is ICBC Turkey Bank AS's ROE % too high?
ICBC Turkey Bank AS's current ROE % of 70.95% is 1048% above median its 10-year median of 6.18. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 58.83. The Banks industry median ROE % is 10.22. ICBC Turkey Bank AS's value of 70.95% is 594.2% above this industry median. Based on the distribution chart, ICBC Turkey Bank AS ranks #44 out of 1524 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, ICBC Turkey Bank AS has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ICBC Turkey Bank AS's ROE % compare to PNC and USB?
According to the Banks industry distribution chart, ICBC Turkey Bank AS ranks #44 out of 1524 companies for ROE %. This places ICBC Turkey Bank AS in the top 3% of its industry — outperforming the majority of peers. The industry median ROE % is 10.22. ICBC Turkey Bank AS's value of 70.95% is 594.2% above this benchmark. Historically, ICBC Turkey Bank AS's own ROE % has ranged from 0.43 to 58.83 over the past decade. While the company's 10-year median is 6.18 vs. the industry median of 10.22, ICBC Turkey Bank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ICBC Turkey Bank AS's current ROE % of 70.95% is 594.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on ICBC Turkey Bank AS and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ICBC Turkey Bank AS's current ROE % is 70.95%, which is 1048% above median its own 10-year median of 6.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICBC Turkey Bank AS stock overvalued right now?
Based on GuruFocus' analysis, ICBC Turkey Bank AS (IST:ICBCT) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺23.63, compared to a current price of ₺19.86 — trading 16% below its estimated fair value. The current ROE % is 70.95%, which is 1048% above median its 10-year median of 6.18 and 594.2% above the Banks industry median of 10.22. ICBC Turkey Bank AS's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For ICBC Turkey Bank AS (IST:ICBCT), the current ROE % is 70.95% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ICBC Turkey Bank AS (IST:ICBCT) Overvalued in 2026?
Based on GuruFocus' analysis, ICBC Turkey Bank AS stock appears to be undervalued.
The current stock price of ₺19.86 is trading 16% below its estimated GF Value™ of ₺23.63.
GuruFocus considers ICBC Turkey Bank AS to be Modestly Undervalued.
Key valuation signals for IST:ICBCT:
ROE %: 70.95% (1048% above median its 10-year median of 6.18)
GF Value™: ₺23.63 vs. price of ₺19.86 (16% below fair value)
Industry Position: 594.2% above the Banks median (#44 of 1524)
No single metric tells the full story. See the IST:ICBCT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ICBC Turkey Bank AS is a bank engaged in corporate and retail banking activities. The operations of the company consist of corporate, commercial, and retail banking services, international transactions, and securities trading in capital markets, which are conducted mainly with local customers. The company has three segments, namely Retail Banking, which includes loans, deposits, and other transactions and balances with retail customers; Corporate Banking includes loans, deposits, and other transactions and balances with corporate and SME customers; and Treasury, Investment Banking, and others include funds management and treasury activities. It derives key revenue from the Corporate banking segment.
54GF Score
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