ICBC Turkey Bank ASIST:ICBCT -2.82%55 Net Margin % is 38.50% as of Mar. 2026, which is 224% above its 10-year median of 11.90. GuruFocus rates IST:ICBCT with a GF Score™ of 55/100 and a GF Value™ of ₺23.62 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,526 Banks companies, ICBC Turkey Bank AS ranks worse than 58.32% on this metric.
The historical rank and industry rank for ICBC Turkey Bank AS's Net Margin % or its related term are showing as below:
IST:ICBCT'
s Net Margin % Range Over the Past 10 Years
Min: 1.32 Med: 11.9 Max: 46.53
Current: 24.33
IST:ICBCT's Net Margin % is ranked worse than 58.32% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs IST:ICBCT: 24.33
ICBC Turkey Bank AS (IST:ICBCT) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
ICBC Turkey Bank AS Net Margin % Related Terms
ICBC Turkey Bank AS Net Margin % Historical Data
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The historical data trend for ICBC Turkey Bank AS's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, ICBC Turkey Bank AS's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ICBC Turkey Bank AS Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, ICBC Turkey Bank AS's Net Margin % distribution charts can be found below:
* The bar in red indicates where ICBC Turkey Bank AS's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ICBC Turkey Bank AS (IST:ICBCT) has a Net Margin % of 38.50% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on ICBC Turkey Bank AS and its competitors. This is 224% above median its historical median of 11.90. Over the past decade, ICBC Turkey Bank AS's Net Margin % has ranged from 1.32 to 46.53. According to the industry distribution chart, ICBC Turkey Bank AS ranks #890 out of 1526 companies in the Banks industry, placing it in the top 58.3%.
Is ICBC Turkey Bank AS's Net Margin % too high?
ICBC Turkey Bank AS's current Net Margin % of 38.50% is 224% above median its 10-year median of 11.90. Over the past 10 years, this metric has ranged from a low of 1.32 to a high of 46.53. The Banks industry median Net Margin % is 26.97. ICBC Turkey Bank AS's value of 38.50% is 42.8% above this industry median. Based on the distribution chart, ICBC Turkey Bank AS ranks #890 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, ICBC Turkey Bank AS has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ICBC Turkey Bank AS's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, ICBC Turkey Bank AS ranks #890 out of 1526 companies for Net Margin %. This places ICBC Turkey Bank AS in the lower half of its industry. The industry median Net Margin % is 26.97. ICBC Turkey Bank AS's value of 38.50% is 42.8% above this benchmark. Historically, ICBC Turkey Bank AS's own Net Margin % has ranged from 1.32 to 46.53 over the past decade. While the company's 10-year median is 11.90 vs. the industry median of 26.97, ICBC Turkey Bank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ICBC Turkey Bank AS's current Net Margin % of 38.50% is 42.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on ICBC Turkey Bank AS and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ICBC Turkey Bank AS's current Net Margin % is 38.50%, which is 224% above median its own 10-year median of 11.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICBC Turkey Bank AS stock overvalued right now?
Based on GuruFocus' analysis, ICBC Turkey Bank AS (IST:ICBCT) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺23.62, compared to a current price of ₺20.00 — trading 15.3% below its estimated fair value. The current Net Margin % is 38.50%, which is 224% above median its 10-year median of 11.90 and 42.8% above the Banks industry median of 26.97. ICBC Turkey Bank AS's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For ICBC Turkey Bank AS (IST:ICBCT), the current Net Margin % is 38.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ICBC Turkey Bank AS (IST:ICBCT) Overvalued in 2026?
Based on GuruFocus' analysis, ICBC Turkey Bank AS stock appears to be undervalued.
The current stock price of ₺20.00 is trading 15.3% below its estimated GF Value™ of ₺23.62.
GuruFocus considers ICBC Turkey Bank AS to be Modestly Undervalued.
Key valuation signals for IST:ICBCT:
Net Margin %: 38.50% (224% above median its 10-year median of 11.90)
GF Value™: ₺23.62 vs. price of ₺20.00 (15.3% below fair value)
Industry Position: 42.8% above the Banks median (#890 of 1526)
No single metric tells the full story. See the IST:ICBCT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ICBC Turkey Bank AS is a bank engaged in corporate and retail banking activities. The operations of the company consist of corporate, commercial, and retail banking services, international transactions, and securities trading in capital markets, which are conducted mainly with local customers. The company has three segments, namely Retail Banking, which includes loans, deposits, and other transactions and balances with retail customers; Corporate Banking includes loans, deposits, and other transactions and balances with corporate and SME customers; and Treasury, Investment Banking, and others include funds management and treasury activities. It derives key revenue from the Corporate banking segment.
55GF Score
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