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ICBC Turkey Bank ASIST:ICBCT +4.74%54 Return-on-Tangible-Asset is 3.28% as of Mar. 2026, which is 645% above its 10-year median of 0.44. GuruFocus rates IST:ICBCT with a GF Score™ of 54/100 and a GF Value™ of ₺23.73 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,523 Banks companies, ICBC Turkey Bank AS ranks better than 69.6% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. ICBC Turkey Bank AS's annualizedNet Income for the quarter that ended in Mar. 2026 was ₺3,698 Mil. ICBC Turkey Bank AS's average total tangible assets for the quarter that ended in Mar. 2026 was ₺112,701 Mil. Therefore, ICBC Turkey Bank AS's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 3.28%.
The historical rank and industry rank for ICBC Turkey Bank AS's Return-on-Tangible-Asset or its related term are showing as below:
IST:ICBCT'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.02 Med: 0.44 Max: 2.77
Current: 1.31
During the past 13 years, ICBC Turkey Bank AS's highest Return-on-Tangible-Asset was 2.77%. The lowest was 0.02%. And the median was 0.44%.
IST:ICBCT's Return-on-Tangible-Asset is ranked better than 69.6% of 1523
companies
in the Banks industry
Industry Median: 0.99
vs IST:ICBCT: 1.31
ICBC Turkey Bank AS (IST:ICBCT) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
ICBC Turkey Bank AS Return-on-Tangible-Asset Related Terms
ICBC Turkey Bank AS Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for ICBC Turkey Bank AS's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ICBC Turkey Bank AS Return-on-Tangible-Asset Chart
IST:ICBCT vs PNC, USB: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, ICBC Turkey Bank AS's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ICBC Turkey Bank AS Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, ICBC Turkey Bank AS's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where ICBC Turkey Bank AS's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 3.28% mean?
ICBC Turkey Bank AS (IST:ICBCT) has a Return-on-Tangible-Asset of 3.28% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on ICBC Turkey Bank AS and its competitors. This is 645% above median its historical median of 0.44. Over the past decade, ICBC Turkey Bank AS's Return-on-Tangible-Asset has ranged from 0.02 to 2.77. According to the industry distribution chart, ICBC Turkey Bank AS ranks #463 out of 1523 companies in the Banks industry, placing it in the top 30.4%.
Is ICBC Turkey Bank AS's Return-on-Tangible-Asset too high?
ICBC Turkey Bank AS's current Return-on-Tangible-Asset of 3.28% is 645% above median its 10-year median of 0.44. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 2.77. The Banks industry median Return-on-Tangible-Asset is 0.99. ICBC Turkey Bank AS's value of 3.28% is 231.3% above this industry median. Based on the distribution chart, ICBC Turkey Bank AS ranks #463 out of 1523 companies in the Banks industry, which is above the industry midpoint. Overall, ICBC Turkey Bank AS has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ICBC Turkey Bank AS's Return-on-Tangible-Asset compare to PNC and USB?
According to the Banks industry distribution chart, ICBC Turkey Bank AS ranks #463 out of 1523 companies for Return-on-Tangible-Asset. This puts ICBC Turkey Bank AS in the upper half of its industry. The industry median Return-on-Tangible-Asset is 0.99. ICBC Turkey Bank AS's value of 3.28% is 231.3% above this benchmark. Historically, ICBC Turkey Bank AS's own Return-on-Tangible-Asset has ranged from 0.02 to 2.77 over the past decade. While the company's 10-year median is 0.44 vs. the industry median of 0.99, ICBC Turkey Bank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ICBC Turkey Bank AS's current Return-on-Tangible-Asset of 3.28% is 231.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on ICBC Turkey Bank AS and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ICBC Turkey Bank AS's current Return-on-Tangible-Asset is 3.28%, which is 645% above median its own 10-year median of 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICBC Turkey Bank AS stock overvalued right now?
Based on GuruFocus' analysis, ICBC Turkey Bank AS (IST:ICBCT) is currently considered Fairly Valued. The stock's GF Value™ is ₺23.73, compared to a current price of ₺23.44 — trading 1.2% below its estimated fair value. The current Return-on-Tangible-Asset is 3.28%, which is 645% above median its 10-year median of 0.44 and 231.3% above the Banks industry median of 0.99. ICBC Turkey Bank AS's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For ICBC Turkey Bank AS (IST:ICBCT), the current Return-on-Tangible-Asset is 3.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ICBC Turkey Bank AS (IST:ICBCT) Overvalued in 2026?
Based on GuruFocus' analysis, ICBC Turkey Bank AS stock appears to be undervalued.
The current stock price of ₺23.44 is trading 1.2% below its estimated GF Value™ of ₺23.73.
GuruFocus considers ICBC Turkey Bank AS to be Fairly Valued.
Key valuation signals for IST:ICBCT:
Return-on-Tangible-Asset: 3.28% (645% above median its 10-year median of 0.44)
GF Value™: ₺23.73 vs. price of ₺23.44 (1.2% below fair value)
Industry Position: 231.3% above the Banks median (#463 of 1523)
No single metric tells the full story. See the IST:ICBCT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ICBC Turkey Bank AS is a bank engaged in corporate and retail banking activities. The operations of the company consist of corporate, commercial, and retail banking services, international transactions, and securities trading in capital markets, which are conducted mainly with local customers. The company has three segments, namely Retail Banking, which includes loans, deposits, and other transactions and balances with retail customers; Corporate Banking includes loans, deposits, and other transactions and balances with corporate and SME customers; and Treasury, Investment Banking, and others include funds management and treasury activities. It derives key revenue from the Corporate banking segment.
54GF Score
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Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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