ICBC Turkey Bank AS (IST:ICBCT) Pretax Margin %: 53.73% (As of Mar. 2026) — 202% Above Median


IST:ICBCT ICBC Turkey Bank AS IST:ICBCT
55 GF Score
Price ₺20.48
GF Value ₺23.63
Valuation Modestly Undervalued
! 3 Warning Signs
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What is ICBC Turkey Bank AS Pretax Margin %?

ICBC Turkey Bank AS IST:ICBCT -6.23% 55 Pretax Margin % is 53.73% as of Mar. 2026, which is 202% above its 10-year median of 17.78. GuruFocus rates IST:ICBCT with a GF Score™ of 55/100 and a GF Value™ of ₺23.63 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,530 Banks companies, ICBC Turkey Bank AS ranks worse than 50.59% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. ICBC Turkey Bank AS's Pre-Tax Income for the three months ended in Mar. 2026 was ₺1,290 Mil. ICBC Turkey Bank AS's Revenue for the three months ended in Mar. 2026 was ₺2,401 Mil. Therefore, ICBC Turkey Bank AS's pretax margin for the quarter that ended in Mar. 2026 was 53.73%.

The historical rank and industry rank for ICBC Turkey Bank AS's Pretax Margin % or its related term are showing as below:

IST:ICBCT' s Pretax Margin % Range Over the Past 10 Years
Min: -3.42   Med: 17.78   Max: 60.53
Current: 34.54


IST:ICBCT's Pretax Margin % is ranked worse than
50.59% of 1530 companies
in the Banks industry
Industry Median: 34.715 vs IST:ICBCT: 34.54

ICBC Turkey Bank AS  (IST:ICBCT) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


ICBC Turkey Bank AS Pretax Margin % Related Terms


ICBC Turkey Bank AS Pretax Margin % Historical Data

* Premium members only.

The historical data trend for ICBC Turkey Bank AS's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ICBC Turkey Bank AS Pretax Margin % Chart

ICBC Turkey Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.11 60.53 43.41 -3.42 4.08

ICBC Turkey Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -122.11 -327.08 -16.76 56.37 53.73

IST:ICBCT vs PNC, USB: Pretax Margin % Comparison

For the Banks - Regional subindustry, ICBC Turkey Bank AS's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ICBC Turkey Bank AS Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, ICBC Turkey Bank AS's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where ICBC Turkey Bank AS's Pretax Margin % falls into.


IST:ICBCT
55GF Score
ICBC Turkey Bank AS IST:ICBCT
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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ICBC Turkey Bank AS Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

ICBC Turkey Bank AS's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=146.64/3590.316
=4.08 %

ICBC Turkey Bank AS's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=1289.982/2401.027
=53.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 53.73% mean?
ICBC Turkey Bank AS (IST:ICBCT) has a Pretax Margin % of 53.73% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on ICBC Turkey Bank AS and its competitors. This is 202% above median its historical median of 17.78. According to the industry distribution chart, ICBC Turkey Bank AS ranks #774 out of 1530 companies in the Banks industry, placing it in the top 50.6%.
Is ICBC Turkey Bank AS's Pretax Margin % too high?
ICBC Turkey Bank AS's current Pretax Margin % of 53.73% is 202% above median its 10-year median of 17.78. The Banks industry median Pretax Margin % is 34.72. ICBC Turkey Bank AS's value of 53.73% is 54.8% above this industry median. Based on the distribution chart, ICBC Turkey Bank AS ranks #774 out of 1530 companies in the Banks industry, which is below the industry midpoint. Overall, ICBC Turkey Bank AS has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ICBC Turkey Bank AS's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, ICBC Turkey Bank AS ranks #774 out of 1530 companies for Pretax Margin %. This places ICBC Turkey Bank AS in the lower half of its industry. The industry median Pretax Margin % is 34.72. ICBC Turkey Bank AS's value of 53.73% is 54.8% above this benchmark. While the company's 10-year median is 17.78 vs. the industry median of 34.72, ICBC Turkey Bank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ICBC Turkey Bank AS's current Pretax Margin % of 53.73% is 54.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on ICBC Turkey Bank AS and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ICBC Turkey Bank AS's current Pretax Margin % is 53.73%, which is 202% above median its own 10-year median of 17.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICBC Turkey Bank AS stock overvalued right now?
Based on GuruFocus' analysis, ICBC Turkey Bank AS (IST:ICBCT) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺23.63, compared to a current price of ₺20.48 — trading 13.3% below its estimated fair value. The current Pretax Margin % is 53.73%, which is 202% above median its 10-year median of 17.78 and 54.8% above the Banks industry median of 34.72. ICBC Turkey Bank AS's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For ICBC Turkey Bank AS (IST:ICBCT), the current Pretax Margin % is 53.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ICBC Turkey Bank AS (IST:ICBCT) Overvalued in 2026?

Based on GuruFocus' analysis, ICBC Turkey Bank AS stock appears to be undervalued. The current stock price of ₺20.48 is trading 13.3% below its estimated GF Value™ of ₺23.63. GuruFocus considers ICBC Turkey Bank AS to be Modestly Undervalued.

Key valuation signals for IST:ICBCT:

  • Pretax Margin %: 53.73% (202% above median its 10-year median of 17.78)
  • GF Value™: ₺23.63 vs. price of ₺20.48 (13.3% below fair value)
  • GF Score™: 55/100 with 3 warning signs
  • Industry Position: 54.8% above the Banks median (#774 of 1530)

No single metric tells the full story. See the IST:ICBCT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ICBC Turkey Bank AS Business Description

Address Maslak Mah. Dereboyu/2 Caddesi No. 13, Sariyer, Istanbul, TUR, 34398
ICBC Turkey Bank AS is a bank engaged in corporate and retail banking activities. The operations of the company consist of corporate, commercial, and retail banking services, international transactions, and securities trading in capital markets, which are conducted mainly with local customers. The company has three segments, namely Retail Banking, which includes loans, deposits, and other transactions and balances with retail customers; Corporate Banking includes loans, deposits, and other transactions and balances with corporate and SME customers; and Treasury, Investment Banking, and others include funds management and treasury activities. It derives key revenue from the Corporate banking segment.
55GF Score

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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺20.48
Price
₺23.63
GF Value