ICBC Turkey Bank ASIST:ICBCT -3.47%55 Return-on-Tangible-Equity is 71.92% as of Mar. 2026, which is 1056% above its 10-year median of 6.22. GuruFocus rates IST:ICBCT with a GF Score™ of 55/100 and a GF Value™ of ₺23.68 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,521 Banks companies, ICBC Turkey Bank AS ranks better than 96.58% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. ICBC Turkey Bank AS's annualized net income for the quarter that ended in Mar. 2026 was ₺3,698 Mil. ICBC Turkey Bank AS's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₺5,141 Mil. Therefore, ICBC Turkey Bank AS's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 71.92%.
The historical rank and industry rank for ICBC Turkey Bank AS's Return-on-Tangible-Equity or its related term are showing as below:
IST:ICBCT'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 0.44 Med: 6.22 Max: 59.27
Current: 30.45
During the past 13 years, ICBC Turkey Bank AS's highest Return-on-Tangible-Equity was 59.27%. The lowest was 0.44%. And the median was 6.22%.
IST:ICBCT's Return-on-Tangible-Equity is ranked better than 96.58% of 1521
companies
in the Banks industry
Industry Median: 11.19
vs IST:ICBCT: 30.45
ICBC Turkey Bank AS (IST:ICBCT) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
ICBC Turkey Bank AS Return-on-Tangible-Equity Related Terms
ICBC Turkey Bank AS Return-on-Tangible-Equity Historical Data
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The historical data trend for ICBC Turkey Bank AS's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ICBC Turkey Bank AS Return-on-Tangible-Equity Chart
IST:ICBCT vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, ICBC Turkey Bank AS's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ICBC Turkey Bank AS Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, ICBC Turkey Bank AS's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where ICBC Turkey Bank AS's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 71.92% mean?
ICBC Turkey Bank AS (IST:ICBCT) has a Return-on-Tangible-Equity of 71.92% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on ICBC Turkey Bank AS and its competitors. This is 1056% above median its historical median of 6.22. Over the past decade, ICBC Turkey Bank AS's Return-on-Tangible-Equity has ranged from 0.44 to 59.27. According to the industry distribution chart, ICBC Turkey Bank AS ranks #52 out of 1521 companies in the Banks industry, placing it in the top 3.4%.
Is ICBC Turkey Bank AS's Return-on-Tangible-Equity too high?
ICBC Turkey Bank AS's current Return-on-Tangible-Equity of 71.92% is 1056% above median its 10-year median of 6.22. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 59.27. The Banks industry median Return-on-Tangible-Equity is 11.19. ICBC Turkey Bank AS's value of 71.92% is 542.7% above this industry median. Based on the distribution chart, ICBC Turkey Bank AS ranks #52 out of 1521 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, ICBC Turkey Bank AS has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ICBC Turkey Bank AS's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, ICBC Turkey Bank AS ranks #52 out of 1521 companies for Return-on-Tangible-Equity. This places ICBC Turkey Bank AS in the top 3% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.19. ICBC Turkey Bank AS's value of 71.92% is 542.7% above this benchmark. Historically, ICBC Turkey Bank AS's own Return-on-Tangible-Equity has ranged from 0.44 to 59.27 over the past decade. While the company's 10-year median is 6.22 vs. the industry median of 11.19, ICBC Turkey Bank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.19, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ICBC Turkey Bank AS's current Return-on-Tangible-Equity of 71.92% is 542.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on ICBC Turkey Bank AS and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ICBC Turkey Bank AS's current Return-on-Tangible-Equity is 71.92%, which is 1056% above median its own 10-year median of 6.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICBC Turkey Bank AS stock overvalued right now?
Based on GuruFocus' analysis, ICBC Turkey Bank AS (IST:ICBCT) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺23.68, compared to a current price of ₺20.56 — trading 13.2% below its estimated fair value. The current Return-on-Tangible-Equity is 71.92%, which is 1056% above median its 10-year median of 6.22 and 542.7% above the Banks industry median of 11.19. ICBC Turkey Bank AS's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For ICBC Turkey Bank AS (IST:ICBCT), the current Return-on-Tangible-Equity is 71.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ICBC Turkey Bank AS (IST:ICBCT) Overvalued in 2026?
Based on GuruFocus' analysis, ICBC Turkey Bank AS stock appears to be undervalued.
The current stock price of ₺20.56 is trading 13.2% below its estimated GF Value™ of ₺23.68.
GuruFocus considers ICBC Turkey Bank AS to be Modestly Undervalued.
Key valuation signals for IST:ICBCT:
Return-on-Tangible-Equity: 71.92% (1056% above median its 10-year median of 6.22)
GF Value™: ₺23.68 vs. price of ₺20.56 (13.2% below fair value)
Industry Position: 542.7% above the Banks median (#52 of 1521)
No single metric tells the full story. See the IST:ICBCT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ICBC Turkey Bank AS is a bank engaged in corporate and retail banking activities. The operations of the company consist of corporate, commercial, and retail banking services, international transactions, and securities trading in capital markets, which are conducted mainly with local customers. The company has three segments, namely Retail Banking, which includes loans, deposits, and other transactions and balances with retail customers; Corporate Banking includes loans, deposits, and other transactions and balances with corporate and SME customers; and Treasury, Investment Banking, and others include funds management and treasury activities. It derives key revenue from the Corporate banking segment.
55GF Score
Get the complete analysis for IST:ICBCT
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