ICBC Turkey Bank ASIST:ICBCT +0.78%55 PB Ratio is 3.17 as of Jul. 11, 2026, which is 15% above its 10-year median of 2.75. GuruFocus rates IST:ICBCT with a GF Score™ of 55/100 and a GF Value™ of ₺23.69 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,515 Banks companies, ICBC Turkey Bank AS ranks worse than 96.11% on this metric.
The historical rank and industry rank for ICBC Turkey Bank AS's PB Ratio or its related term are showing as below:
IST:ICBCT'
s PB Ratio Range Over the Past 10 Years
Min: 1.35 Med: 2.75 Max: 8.22
Current: 3.17
During the past 13 years, ICBC Turkey Bank AS's highest PB Ratio was 8.22. The lowest was 1.35. And the median was 2.75.
IST:ICBCT's PB Ratio is ranked worse than 96.11% of 1515
companies
in the Banks industry
Industry Median: 1.1
vs IST:ICBCT: 3.17
During the past 12 months, ICBC Turkey Bank AS's average Book Value Per Share Growth Rate was 28.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 15.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 32.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 22.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of ICBC Turkey Bank AS was 117.90% per year. The lowest was -90.00% per year. And the median was 8.50% per year.
Back to Basics: PB Ratio
ICBC Turkey Bank AS (IST:ICBCT) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
ICBC Turkey Bank AS PB Ratio Related Terms
ICBC Turkey Bank AS PB Ratio Historical Data
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The historical data trend for ICBC Turkey Bank AS's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, ICBC Turkey Bank AS's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ICBC Turkey Bank AS PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, ICBC Turkey Bank AS's PB Ratio distribution charts can be found below:
* The bar in red indicates where ICBC Turkey Bank AS's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
ICBC Turkey Bank AS (IST:ICBCT) has a PB Ratio of 3.17 as of Jul. 11, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on ICBC Turkey Bank AS and its competitors. This is 15% above median its historical median of 2.75. Over the past decade, ICBC Turkey Bank AS's PB Ratio has ranged from 1.35 to 8.22. According to the industry distribution chart, ICBC Turkey Bank AS ranks #1456 out of 1515 companies in the Banks industry, placing it in the top 96.1%.
Is ICBC Turkey Bank AS's PB Ratio too high?
ICBC Turkey Bank AS's current PB Ratio of 3.17 is 15% above median its 10-year median of 2.75. Over the past 10 years, this metric has ranged from a low of 1.35 to a high of 8.22. The Banks industry median PB Ratio is 1.10. ICBC Turkey Bank AS's value of 3.17 is 188.2% above this industry median. Based on the distribution chart, ICBC Turkey Bank AS ranks #1456 out of 1515 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, ICBC Turkey Bank AS has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ICBC Turkey Bank AS's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, ICBC Turkey Bank AS ranks #1456 out of 1515 companies for PB Ratio. This places ICBC Turkey Bank AS in the lower half of its industry. The industry median PB Ratio is 1.10. ICBC Turkey Bank AS's value of 3.17 is 188.2% above this benchmark. Historically, ICBC Turkey Bank AS's own PB Ratio has ranged from 1.35 to 8.22 over the past decade. While the company's 10-year median is 2.75 vs. the industry median of 1.10, ICBC Turkey Bank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ICBC Turkey Bank AS's current PB Ratio of 3.17 is 188.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on ICBC Turkey Bank AS and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ICBC Turkey Bank AS's current PB Ratio is 3.17, which is 15% above median its own 10-year median of 2.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICBC Turkey Bank AS stock overvalued right now?
Based on GuruFocus' analysis, ICBC Turkey Bank AS (IST:ICBCT) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺23.69, compared to a current price of ₺20.76 — trading 12.4% below its estimated fair value. The current PB Ratio is 3.17, which is 15% above median its 10-year median of 2.75 and 188.2% above the Banks industry median of 1.10. ICBC Turkey Bank AS's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For ICBC Turkey Bank AS (IST:ICBCT), the current PB Ratio is 3.17 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ICBC Turkey Bank AS (IST:ICBCT) Overvalued in 2026?
Based on GuruFocus' analysis, ICBC Turkey Bank AS stock appears to be undervalued.
The current stock price of ₺20.76 is trading 12.4% below its estimated GF Value™ of ₺23.69.
GuruFocus considers ICBC Turkey Bank AS to be Modestly Undervalued.
Key valuation signals for IST:ICBCT:
PB Ratio: 3.17 (15% above median its 10-year median of 2.75)
GF Value™: ₺23.69 vs. price of ₺20.76 (12.4% below fair value)
Industry Position: 188.2% above the Banks median (#1456 of 1515)
No single metric tells the full story. See the IST:ICBCT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ICBC Turkey Bank AS is a bank engaged in corporate and retail banking activities. The operations of the company consist of corporate, commercial, and retail banking services, international transactions, and securities trading in capital markets, which are conducted mainly with local customers. The company has three segments, namely Retail Banking, which includes loans, deposits, and other transactions and balances with retail customers; Corporate Banking includes loans, deposits, and other transactions and balances with corporate and SME customers; and Treasury, Investment Banking, and others include funds management and treasury activities. It derives key revenue from the Corporate banking segment.
55GF Score
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