ICBC Turkey Bank AS (IST:ICBCT) LT-Debt-to-Total-Asset: 0.53 (As of Mar. 2026)


IST:ICBCT ICBC Turkey Bank AS IST:ICBCT
55 GF Score
Price ₺21.72
GF Value ₺23.66
Valuation Fairly Valued
! 3 Warning Signs
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What is ICBC Turkey Bank AS LT-Debt-to-Total-Asset?

ICBC Turkey Bank AS IST:ICBCT -5.81% 55 LT-Debt-to-Total-Asset is 0.53 as of Mar. 2026. GuruFocus rates IST:ICBCT with a GF Score™ of 55/100 and a GF Value™ of ₺23.66 (Fairly Valued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. ICBC Turkey Bank AS's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.53.

ICBC Turkey Bank AS's long-term debt to total assets ratio declined from Mar. 2025 (0.57) to Mar. 2026 (0.53). It may suggest that ICBC Turkey Bank AS is progressively becoming less dependent on debt to grow their business.

ICBC Turkey Bank AS  (IST:ICBCT) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

ICBC Turkey Bank AS LT-Debt-to-Total-Asset Related Terms

ICBC Turkey Bank AS LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for ICBC Turkey Bank AS's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ICBC Turkey Bank AS LT-Debt-to-Total-Asset Chart

ICBC Turkey Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.43 0.52 0.46 0.53 0.57

ICBC Turkey Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.57 0.53 0.58 0.57 0.53
IST:ICBCT
55GF Score
ICBC Turkey Bank AS IST:ICBCT
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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ICBC Turkey Bank AS LT-Debt-to-Total-Asset Calculation

ICBC Turkey Bank AS's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=59072.962/104018.94
=0.57

ICBC Turkey Bank AS's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=64211.926/121523.088
=0.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.53 mean?
ICBC Turkey Bank AS (IST:ICBCT) has a LT-Debt-to-Total-Asset of 0.53 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on ICBC Turkey Bank AS and its competitors.
Is ICBC Turkey Bank AS's LT-Debt-to-Total-Asset too high?
ICBC Turkey Bank AS's current LT-Debt-to-Total-Asset is 0.53. Overall, ICBC Turkey Bank AS has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ICBC Turkey Bank AS's LT-Debt-to-Total-Asset compare to PNC and USB?
ICBC Turkey Bank AS's LT-Debt-to-Total-Asset of 0.53 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on ICBC Turkey Bank AS and its competitors. ICBC Turkey Bank AS's current LT-Debt-to-Total-Asset is 0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICBC Turkey Bank AS stock overvalued right now?
Based on GuruFocus' analysis, ICBC Turkey Bank AS (IST:ICBCT) is currently considered Fairly Valued. The stock's GF Value™ is ₺23.66, compared to a current price of ₺21.72 — trading 8.2% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.53. ICBC Turkey Bank AS's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For ICBC Turkey Bank AS (IST:ICBCT), the current LT-Debt-to-Total-Asset is 0.53 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ICBC Turkey Bank AS (IST:ICBCT) Overvalued in 2026?

Based on GuruFocus' analysis, ICBC Turkey Bank AS stock appears to be undervalued. The current stock price of ₺21.72 is trading 8.2% below its estimated GF Value™ of ₺23.66. GuruFocus considers ICBC Turkey Bank AS to be Fairly Valued.

Key valuation signals for IST:ICBCT:

  • LT-Debt-to-Total-Asset: 0.53
  • GF Value™: ₺23.66 vs. price of ₺21.72 (8.2% below fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the IST:ICBCT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ICBC Turkey Bank AS Business Description

Address Maslak Mah. Dereboyu/2 Caddesi No. 13, Sariyer, Istanbul, TUR, 34398
ICBC Turkey Bank AS is a bank engaged in corporate and retail banking activities. The operations of the company consist of corporate, commercial, and retail banking services, international transactions, and securities trading in capital markets, which are conducted mainly with local customers. The company has three segments, namely Retail Banking, which includes loans, deposits, and other transactions and balances with retail customers; Corporate Banking includes loans, deposits, and other transactions and balances with corporate and SME customers; and Treasury, Investment Banking, and others include funds management and treasury activities. It derives key revenue from the Corporate banking segment.
55GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺21.72
Price
₺23.66
GF Value