First Internet Bancorp (FRA:45H) Long-Term Debt: €298.5 Mil (As of Mar. 2026)

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FRA:45H First Internet Bancorp FRA:45H
59 GF Score
Price €21.60
GF Value €22.04
! 7 Warning Signs
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What is First Internet Bancorp Long-Term Debt?

First Internet Bancorp FRA:45H 59 Long-Term Debt is €298.5 Mil as of Mar. 2026. GuruFocus rates FRA:45H with a GF Score™ of 59/100 and a GF Value™ of €22.04. The stock has 7 warning signs investors should review.

First Internet Bancorp's Long-Term Debt for the quarter that ended in Mar. 2026 was €298.5 Mil.

First Internet Bancorp's quarterly Long-Term Debt increased from Sep. 2025 (€302.4 Mil) to Dec. 2025 (€303.1 Mil) but then declined from Dec. 2025 (€303.1 Mil) to Mar. 2026 (€298.5 Mil).

First Internet Bancorp's annual Long-Term Debt declined from Dec. 2023 (€660.0 Mil) to Dec. 2024 (€382.1 Mil) and declined from Dec. 2024 (€382.1 Mil) to Dec. 2025 (€303.1 Mil).

First Internet Bancorp  (FRA:45H) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

First Internet Bancorp Long-Term Debt Related Terms

First Internet Bancorp Long-Term Debt Historical Data

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The historical data trend for First Internet Bancorp's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Internet Bancorp Long-Term Debt Chart

First Internet Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 547.95 679.17 660.03 382.14 303.14

First Internet Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 462.71 320.62 302.36 303.14 298.47
FRA:45H
59GF Score
First Internet Bancorp FRA:45H
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €298.5 Mil mean?
First Internet Bancorp (FRA:45H) has a Long-Term Debt of €298.5 Mil as of Mar. 2026.
Is First Internet Bancorp's Long-Term Debt too high?
First Internet Bancorp's current Long-Term Debt is €298.5 Mil. Overall, First Internet Bancorp has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does First Internet Bancorp's Long-Term Debt compare to NKSH and MRBK?
First Internet Bancorp's Long-Term Debt of €298.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. First Internet Bancorp's current Long-Term Debt is €298.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Internet Bancorp stock overvalued right now?
First Internet Bancorp (FRA:45H) has a current Long-Term Debt of €298.5 Mil. The stock's GF Value™ is €22.04, compared to a current price of €21.60 — trading 2% below its estimated fair value. The current Long-Term Debt is €298.5 Mil. First Internet Bancorp's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For First Internet Bancorp (FRA:45H), the current Long-Term Debt is €298.5 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Internet Bancorp (FRA:45H) Overvalued in 2026?

Based on GuruFocus' analysis, First Internet Bancorp stock appears to be undervalued. The current stock price of €21.60 is trading 2% below its estimated GF Value™ of €22.04.

Key valuation signals for FRA:45H:

  • Long-Term Debt: €298.5 Mil
  • GF Value™: €22.04 vs. price of €21.60 (2% below fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the FRA:45H stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Internet Bancorp Business Description

Other Exchanges INBK:USA
Address 8701 East 116th Street, Fishers, IN, USA, 46038
First Internet Bancorp is a bank holding company. Through its subsidiaries, it provides commercial real estate (CRE) lending, including nationwide single tenant lease financing and commercial and industrial (C&I) lending, including business banking or treasury management services. The company offers its products and services through the internet and does not have any branches. With operations organized into a single segment called the Commercial Banking segment, it also provides retail banking services.
59GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.60
Price
€22.04
GF Value