First Internet Bancorp (FRA:45H) ROC %: % (As of Mar. 2026)


FRA:45H First Internet Bancorp FRA:45H
58 GF Score
Price €22.40
GF Value €21.81
Valuation Fairly Valued
! 7 Warning Signs
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What is First Internet Bancorp ROC %?

First Internet Bancorp FRA:45H +3.70% 58 ROC % is % as of Mar. 2026. GuruFocus rates FRA:45H with a GF Score™ of 58/100 and a GF Value™ of €21.81 (Fairly Valued). The stock has 7 warning signs investors should review.

ROC %does not apply to banks.

FRA:45H
58GF Score
First Internet Bancorp FRA:45H
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
First Internet Bancorp (FRA:45H) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on First Internet Bancorp and its competitors.
Is First Internet Bancorp's ROC % too high?
First Internet Bancorp's current ROC % is %. Overall, First Internet Bancorp has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Internet Bancorp's ROC % compare to FCAP and OPBK?
First Internet Bancorp's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on First Internet Bancorp and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Internet Bancorp's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Internet Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Internet Bancorp (FRA:45H) is currently considered Fairly Valued. The stock's GF Value™ is €21.81, compared to a current price of €22.40 — trading 2.7% above its estimated fair value. The current ROC % is %. First Internet Bancorp's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For First Internet Bancorp (FRA:45H), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Internet Bancorp (FRA:45H) Overvalued in 2026?

Based on GuruFocus' analysis, First Internet Bancorp stock appears to be overvalued. The current stock price of €22.40 is trading 2.7% above its estimated GF Value™ of €21.81. GuruFocus considers First Internet Bancorp to be Fairly Valued.

Key valuation signals for FRA:45H:

  • ROC %: %
  • GF Value™: €21.81 vs. price of €22.40 (2.7% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the FRA:45H stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Internet Bancorp Business Description

Other Exchanges INBK:USA
Address 8701 East 116th Street, Fishers, IN, USA, 46038
First Internet Bancorp is a bank holding company. Through its subsidiaries, it provides commercial real estate (CRE) lending, including nationwide single tenant lease financing and commercial and industrial (C&I) lending, including business banking or treasury management services. The company offers its products and services through the internet and does not have any branches. With operations organized into a single segment called the Commercial Banking segment, it also provides retail banking services.
58GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.40
Price
€21.81
GF Value