First Internet Bancorp (FRA:45H) Tariff Resilience Score: 9/10 (As of Jul. 12, 2026)


FRA:45H First Internet Bancorp FRA:45H
59 GF Score
Price €21.20
GF Value €21.54
! 7 Warning Signs
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What is First Internet Bancorp Tariff Resilience Score?

First Internet Bancorp FRA:45H -1.85% 59 Tariff Resilience Score is 9 as of Jul. 12, 2026. GuruFocus rates FRA:45H with a GF Score™ of 59/100 and a GF Value™ of €21.54. The stock has 7 warning signs investors should review. Among 1,610 Banks companies, First Internet Bancorp ranks better than 99.25% on this metric.

First Internet Bancorp has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

First Internet Bancorp has First Internet Bancorp operates in the financial sector, which is largely insulated from tariff impacts. Its business is primarily domestic, with no significant exposure to international trade. Historical tariff changes have had no direct effect.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes First Internet Bancorp might have Highly Resilient.

First Internet Bancorp  (FRA:45H) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

First Internet Bancorp Tariff Resilience Score Related Terms

FRA:45H vs NKSH, MRBK, FBLA: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, First Internet Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Internet Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, First Internet Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where First Internet Bancorp's Tariff Resilience Score falls into.


FRA:45H
59GF Score
First Internet Bancorp FRA:45H
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
First Internet Bancorp (FRA:45H) has a Tariff Resilience Score of 9 as of Jul. 12, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, First Internet Bancorp ranks #12 out of 1610 companies in the Banks industry, placing it in the top 0.7%.
Is First Internet Bancorp's Tariff Resilience Score too high?
First Internet Bancorp's current Tariff Resilience Score is 9. Based on the distribution chart, First Internet Bancorp ranks #12 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Internet Bancorp has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does First Internet Bancorp's Tariff Resilience Score compare to NKSH and MRBK?
According to the Banks industry distribution chart, First Internet Bancorp ranks #12 out of 1610 companies for Tariff Resilience Score. This places First Internet Bancorp in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. First Internet Bancorp's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Internet Bancorp stock overvalued right now?
First Internet Bancorp (FRA:45H) has a current Tariff Resilience Score of 9. The stock's GF Value™ is €21.54, compared to a current price of €21.20 — trading 1.6% below its estimated fair value. The current Tariff Resilience Score is 9. First Internet Bancorp's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For First Internet Bancorp (FRA:45H), the current Tariff Resilience Score is 9 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Internet Bancorp (FRA:45H) Overvalued in 2026?

Based on GuruFocus' analysis, First Internet Bancorp stock appears to be undervalued. The current stock price of €21.20 is trading 1.6% below its estimated GF Value™ of €21.54.

Key valuation signals for FRA:45H:

  • Tariff Resilience Score: 9
  • GF Value™: €21.54 vs. price of €21.20 (1.6% below fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the FRA:45H stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Internet Bancorp Business Description

Other Exchanges INBK:USA
Address 8701 East 116th Street, Fishers, IN, USA, 46038
First Internet Bancorp is a bank holding company. Through its subsidiaries, it provides commercial real estate (CRE) lending, including nationwide single tenant lease financing and commercial and industrial (C&I) lending, including business banking or treasury management services. The company offers its products and services through the internet and does not have any branches. With operations organized into a single segment called the Commercial Banking segment, it also provides retail banking services.
59GF Score

Get the complete analysis for FRA:45H

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.20
Price
€21.54
GF Value