First Internet Bancorp (FRA:45H) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 26, 2026)


FRA:45H First Internet Bancorp FRA:45H
61 GF Score
Price €21.60
GF Value €20.96
Valuation Fairly Valued
! 7 Warning Signs
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What is First Internet Bancorp Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

First Internet Bancorp's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

FRA:45H vs FCAP, OPBK, EFSI: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, First Internet Bancorp's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Internet Bancorp Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, First Internet Bancorp's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where First Internet Bancorp's Margin of Safety % (DCF Earnings Based) falls into.


FRA:45H
61GF Score
First Internet Bancorp FRA:45H
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is First Internet Bancorp (FRA:45H) Overvalued in 2026?

Based on GuruFocus' analysis, First Internet Bancorp stock appears to be overvalued. The current stock price of €21.60 is trading 3.1% above its estimated GF Value™ of €20.96. GuruFocus considers First Internet Bancorp to be Fairly Valued.

Key valuation signals for FRA:45H:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: €20.96 vs. price of €21.60 (3.1% above fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the FRA:45H stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Internet Bancorp Business Description

Other Exchanges INBK:USA
Address 8701 East 116th Street, Fishers, IN, USA, 46038
First Internet Bancorp is a bank holding company. Through its subsidiaries, it provides commercial real estate (CRE) lending, including nationwide single tenant lease financing and commercial and industrial (C&I) lending, including business banking or treasury management services. The company offers its products and services through the internet and does not have any branches. With operations organized into a single segment called the Commercial Banking segment, it also provides retail banking services.
61GF Score

Get the complete analysis for FRA:45H

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.60
Price
€20.96
GF Value