HBSI (Highlands Bankshares (WV)) LT-Debt-to-Total-Asset: 0.03 (As of Dec. 2018)


HBSI Highlands Bankshares Inc (WV) HBSI
12 GF Score
Price $45.00
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What is Highlands Bankshares (WV) LT-Debt-to-Total-Asset?

Highlands Bankshares (WV) HBSI 12 LT-Debt-to-Total-Asset is 0.03 as of Dec. 2018. GuruFocus rates HBSI with a GF Score™ of 12/100.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Highlands Bankshares (WV)'s long-term debt to total assests ratio for the quarter that ended in Dec. 2018 was 0.03.

Highlands Bankshares (WV)'s long-term debt to total assets ratio increased from Dec. 2016 (0.02) to Dec. 2018 (0.03). It may suggest that Highlands Bankshares (WV) is progressively becoming more dependent on debt to grow their business.

Highlands Bankshares (WV)  (OTCPK:HBSI) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Highlands Bankshares (WV) LT-Debt-to-Total-Asset Related Terms

Highlands Bankshares (WV) LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Highlands Bankshares (WV)'s LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Highlands Bankshares (WV) LT-Debt-to-Total-Asset Chart

Highlands Bankshares (WV) Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.02 0.02 0.01 0.03

Highlands Bankshares (WV) Semi-Annual Data
Dec98 Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.02 0.02 0.01 0.03
HBSI
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Highlands Bankshares Inc (WV) HBSI
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Highlands Bankshares (WV) LT-Debt-to-Total-Asset Calculation

Highlands Bankshares (WV)'s Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2018 is calculated as

LT Debt to Total Assets (A: Dec. 2018 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2018 )/Total Assets (A: Dec. 2018 )
=10.492/413.193
=0.03

Highlands Bankshares (WV)'s Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2018 is calculated as

LT Debt to Total Assets (Q: Dec. 2018 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2018 )/Total Assets (Q: Dec. 2018 )
=10.492/413.193
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.03 mean?
Highlands Bankshares (WV) (HBSI) has a LT-Debt-to-Total-Asset of 0.03 as of Dec. 2018. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Highlands Bankshares (WV) and its competitors.
Is Highlands Bankshares (WV)'s LT-Debt-to-Total-Asset too high?
Highlands Bankshares (WV)'s current LT-Debt-to-Total-Asset is 0.03. Overall, Highlands Bankshares (WV) has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Highlands Bankshares (WV)'s LT-Debt-to-Total-Asset compare to LUMB and HLFN?
Highlands Bankshares (WV)'s LT-Debt-to-Total-Asset of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Highlands Bankshares (WV) and its competitors. Highlands Bankshares (WV)'s current LT-Debt-to-Total-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Highlands Bankshares (WV) stock overvalued right now?
Highlands Bankshares (WV) (HBSI) has a current LT-Debt-to-Total-Asset of 0.03. The current LT-Debt-to-Total-Asset is 0.03. Highlands Bankshares (WV)'s overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Highlands Bankshares (WV) (HBSI), the current LT-Debt-to-Total-Asset is 0.03 as of Dec. 2018. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Highlands Bankshares (WV) Business Description

Address 3 North Main Street, P.O. Box 929, Petersburg, WV, USA, 26847
Highlands Bankshares Inc (WV) operates as a holding company, which engages in the provision of financial and banking services through its subsidiaries. It offers a variety of services, including commercial and individual demand and time deposit accounts, commercial and individual loans, drive-in banking services, and automatic teller machine banking. The banks provide services to customers located mainly in Grant, Hardy, Hampshire, Mineral, Pendleton, Randolph, and Tucker counties of West Virginia, including the towns of Petersburg, Keyser, Moorefield, Davis, and Wardensville.
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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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