The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Highlands Bankshares (WV)'s Dividend Payout Ratio for the
months ended in Dec. 2018 was 0.53.
The historical rank and industry rank for Highlands Bankshares (WV)'s Dividend Payout Ratio or its related term are showing as below:
HBSI'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0 Med: 0 Max: 0.53
Current: 0.53
During the past 13 years, the highest Dividend Payout Ratio of Highlands Bankshares (WV) was 0.53. The lowest was 0.00. And the median was 0.00.
HBSI's Dividend Payout Ratio is not ranked
in the Banks industry.
Industry Median: 0.32
vs HBSI: 0.53
During the past 13 years, the highest Trailing Annual Dividend Yield of Highlands Bankshares (WV) was 4.12%. The lowest was 0.00%. And the median was 0.00%.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Highlands Bankshares (WV) (OTCPK:HBSI) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Highlands Bankshares (WV) Dividend Payout Ratio Related Terms
Highlands Bankshares (WV) Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Highlands Bankshares (WV) Dividend Payout Ratio Chart
HBSI vs LUMB, HLFN, BSPA: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Highlands Bankshares (WV)'s Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Highlands Bankshares (WV) Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Highlands Bankshares (WV)'s Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Highlands Bankshares (WV)'s Dividend Payout Ratio falls into.
Highlands Bankshares (WV) Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Highlands Bankshares (WV)'s Dividend Payout Ratio for the fiscal year that ended in Dec. 2018 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Highlands Bankshares (WV) (HBSI) has a Dividend Payout Ratio of 0.53 as of Dec. 2018. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Highlands Bankshares (WV) and its competitors.
Is Highlands Bankshares (WV)'s Dividend Payout Ratio too high?
Highlands Bankshares (WV)'s current Dividend Payout Ratio is 0.53. The Banks industry median Dividend Payout Ratio is 0.32. Highlands Bankshares (WV)'s value of 0.53 is 65.6% above this industry median. Overall, Highlands Bankshares (WV) has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Highlands Bankshares (WV)'s Dividend Payout Ratio compare to LUMB and HLFN?
Highlands Bankshares (WV)'s Dividend Payout Ratio of 0.53 can be compared against companies in the Banks industry. The industry median Dividend Payout Ratio is 0.32. Highlands Bankshares (WV)'s value of 0.53 is 65.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Highlands Bankshares (WV)'s current Dividend Payout Ratio of 0.53 is 65.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Highlands Bankshares (WV) and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Highlands Bankshares (WV)'s current Dividend Payout Ratio is 0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Highlands Bankshares (WV) stock overvalued right now?
Highlands Bankshares (WV) (HBSI) has a current Dividend Payout Ratio of 0.53. The current Dividend Payout Ratio is 0.53 and 65.6% above the Banks industry median of 0.32. Highlands Bankshares (WV)'s overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Highlands Bankshares (WV) (HBSI), the current Dividend Payout Ratio is 0.53 as of Dec. 2018. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Highlands Bankshares Inc (WV) operates as a holding company, which engages in the provision of financial and banking services through its subsidiaries. It offers a variety of services, including commercial and individual demand and time deposit accounts, commercial and individual loans, drive-in banking services, and automatic teller machine banking. The banks provide services to customers located mainly in Grant, Hardy, Hampshire, Mineral, Pendleton, Randolph, and Tucker counties of West Virginia, including the towns of Petersburg, Keyser, Moorefield, Davis, and Wardensville.
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