HBSI (Highlands Bankshares (WV)) Total Payout Ratio: 0.57 (As of Sep. 01, 2026)

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HBSI Highlands Bankshares Inc (WV) HBSI
12 GF Score
Price $48.00
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What is Highlands Bankshares (WV) Total Payout Ratio?

Highlands Bankshares (WV) HBSI +0.52% 12 Total Payout Ratio is 0.57 as of Sep. 01, 2026. GuruFocus rates HBSI with a GF Score™ of 12/100.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Highlands Bankshares (WV)'s current Total Payout Ratio is 0.57.

Highlands Bankshares (WV) Total Payout Ratio Related Terms

Highlands Bankshares (WV) Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Highlands Bankshares (WV)'s Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Highlands Bankshares (WV) Total Payout Ratio Chart

Highlands Bankshares (WV) Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.30 0.40 0.39 0.62 0.57

Highlands Bankshares (WV) Semi-Annual Data
Dec98 Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.30 0.40 0.39 0.62 0.57

HBSI vs LUMB, HLFN, BSPA: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Highlands Bankshares (WV)'s Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Highlands Bankshares (WV) Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Highlands Bankshares (WV)'s Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Highlands Bankshares (WV)'s Total Payout Ratio falls into.


HBSI
12GF Score
Highlands Bankshares Inc (WV) HBSI
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Highlands Bankshares (WV) Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Highlands Bankshares (WV)'s Total Payout Ratio for the fiscal year that ended in Dec. 2018 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -2.205) / 3.889
=0.57

Highlands Bankshares (WV)'s Total Payout Ratio for the quarter that ended in Dec. 2018 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -2.205) / 3.889
=0.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.57 mean?
Highlands Bankshares (WV) (HBSI) has a Total Payout Ratio of 0.57 as of Sep. 01, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Highlands Bankshares (WV) and its competitors.
Is Highlands Bankshares (WV)'s Total Payout Ratio too high?
Highlands Bankshares (WV)'s current Total Payout Ratio is 0.57. Overall, Highlands Bankshares (WV) has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Highlands Bankshares (WV)'s Total Payout Ratio compare to LUMB and HLFN?
Highlands Bankshares (WV)'s Total Payout Ratio of 0.57 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Highlands Bankshares (WV) and its competitors. Highlands Bankshares (WV)'s current Total Payout Ratio is 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Highlands Bankshares (WV) stock overvalued right now?
Highlands Bankshares (WV) (HBSI) has a current Total Payout Ratio of 0.57. The current Total Payout Ratio is 0.57. Highlands Bankshares (WV)'s overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Highlands Bankshares (WV) (HBSI), the current Total Payout Ratio is 0.57 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Highlands Bankshares (WV) Business Description

Address 3 North Main Street, P.O. Box 929, Petersburg, WV, USA, 26847
Highlands Bankshares Inc (WV) operates as a holding company, which engages in the provision of financial and banking services through its subsidiaries. It offers a variety of services, including commercial and individual demand and time deposit accounts, commercial and individual loans, drive-in banking services, and automatic teller machine banking. The banks provide services to customers located mainly in Grant, Hardy, Hampshire, Mineral, Pendleton, Randolph, and Tucker counties of West Virginia, including the towns of Petersburg, Keyser, Moorefield, Davis, and Wardensville.
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