HBSI (Highlands Bankshares (WV)) Scaled Net Operating Assets: 0.05 (As of Dec. 2018)


HBSI Highlands Bankshares Inc (WV) HBSI
12 GF Score
Price $45.00
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What is Highlands Bankshares (WV) Scaled Net Operating Assets?

Highlands Bankshares (WV) HBSI 12 Scaled Net Operating Assets is 0.05 as of Dec. 2018. GuruFocus rates HBSI with a GF Score™ of 12/100.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Highlands Bankshares (WV)'s operating assets for the quarter that ended in Dec. 2018 was $370.57 Mil. Highlands Bankshares (WV)'s operating liabilities for the quarter that ended in Dec. 2018 was $349.42 Mil. Highlands Bankshares (WV)'s Total Assets for the quarter that ended in Dec. 2017 was $404.66 Mil. Therefore, Highlands Bankshares (WV)'s scaled net operating assets (SNOA) for the quarter that ended in Dec. 2018 was 0.05.

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Highlands Bankshares Inc (WV) HBSI
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Highlands Bankshares (WV) Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Highlands Bankshares (WV)'s Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2018 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2018 )
=(Operating Assets (A: Dec. 2018 )-Operating Liabilities (A: Dec. 2018 ))/Total Assets (A: Dec. 2017 )
=(397.211-349.421)/404.658
=0.12

where

Operating Assets(A: Dec. 2018 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=413.193 - 15.982
=397.211

Operating Liabilities(A: Dec. 2018 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=359.913 - 10.492 - 0
=349.421

Highlands Bankshares (WV)'s Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2018 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2018 )
=(Operating Assets (Q: Dec. 2018 )-Operating Liabilities (Q: Dec. 2018 ))/Total Assets (Q: Dec. 2017 )
=(370.57-349.421)/404.658
=0.05

where

Operating Assets(Q: Dec. 2018 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=413.193 - 42.623
=370.57

Operating Liabilities(Q: Dec. 2018 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=359.913 - 10.492 - 0
=349.421

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.05 mean?
Highlands Bankshares (WV) (HBSI) has a Scaled Net Operating Assets of 0.05 as of Dec. 2018. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Highlands Bankshares (WV) and its competitors.
Is Highlands Bankshares (WV)'s Scaled Net Operating Assets too high?
Highlands Bankshares (WV)'s current Scaled Net Operating Assets is 0.05. Overall, Highlands Bankshares (WV) has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Highlands Bankshares (WV)'s Scaled Net Operating Assets compare to LUMB and HLFN?
Highlands Bankshares (WV)'s Scaled Net Operating Assets of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Highlands Bankshares (WV) and its competitors. Highlands Bankshares (WV)'s current Scaled Net Operating Assets is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Highlands Bankshares (WV) stock overvalued right now?
Highlands Bankshares (WV) (HBSI) has a current Scaled Net Operating Assets of 0.05. The current Scaled Net Operating Assets is 0.05. Highlands Bankshares (WV)'s overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Highlands Bankshares (WV) (HBSI), the current Scaled Net Operating Assets is 0.05 as of Dec. 2018. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Highlands Bankshares (WV) Business Description

Address 3 North Main Street, P.O. Box 929, Petersburg, WV, USA, 26847
Highlands Bankshares Inc (WV) operates as a holding company, which engages in the provision of financial and banking services through its subsidiaries. It offers a variety of services, including commercial and individual demand and time deposit accounts, commercial and individual loans, drive-in banking services, and automatic teller machine banking. The banks provide services to customers located mainly in Grant, Hardy, Hampshire, Mineral, Pendleton, Randolph, and Tucker counties of West Virginia, including the towns of Petersburg, Keyser, Moorefield, Davis, and Wardensville.
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