OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Highlands Bankshares (WV) OCF Yield % Related Terms
Highlands Bankshares (WV) OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Highlands Bankshares (WV)'s OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Highlands Bankshares (WV) OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Highlands Bankshares (WV)'s OCF Yield % distribution charts can be found below:
* The bar in red indicates where Highlands Bankshares (WV)'s OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Highlands Bankshares (WV) (HBSI) has a OCF Yield % of 9.01 as of Jul. 02, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Highlands Bankshares (WV) and its competitors. Over the past decade, Highlands Bankshares (WV)'s OCF Yield % has ranged from 8.82 to 10.55.
Is Highlands Bankshares (WV)'s OCF Yield % too high?
Highlands Bankshares (WV)'s current OCF Yield % is 9.01. Over the past 10 years, this metric has ranged from a low of 8.82 to a high of 10.55. The Banks industry median OCF Yield % is 9.23. Highlands Bankshares (WV)'s value of 9.01 is 2.4% below this industry median. Overall, Highlands Bankshares (WV) has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Highlands Bankshares (WV)'s OCF Yield % compare to LUMB and HLFN?
Highlands Bankshares (WV)'s OCF Yield % of 9.01 can be compared against companies in the Banks industry. The industry median OCF Yield % is 9.23. Highlands Bankshares (WV)'s value of 9.01 is 2.4% below this benchmark. Historically, Highlands Bankshares (WV)'s own OCF Yield % has ranged from 8.82 to 10.55 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.23, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Highlands Bankshares (WV)'s current OCF Yield % of 9.01 is 2.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Highlands Bankshares (WV) and its competitors. For the Banks industry, the median OCF Yield % is 9.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Highlands Bankshares (WV)'s current OCF Yield % is 9.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Highlands Bankshares (WV) stock overvalued right now?
Highlands Bankshares (WV) (HBSI) has a current OCF Yield % of 9.01. The current OCF Yield % is 9.01 and 2.4% below the Banks industry median of 9.23. Highlands Bankshares (WV)'s overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Highlands Bankshares (WV) (HBSI), the current OCF Yield % is 9.01 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Highlands Bankshares Inc (WV) operates as a holding company, which engages in the provision of financial and banking services through its subsidiaries. It offers a variety of services, including commercial and individual demand and time deposit accounts, commercial and individual loans, drive-in banking services, and automatic teller machine banking. The banks provide services to customers located mainly in Grant, Hardy, Hampshire, Mineral, Pendleton, Randolph, and Tucker counties of West Virginia, including the towns of Petersburg, Keyser, Moorefield, Davis, and Wardensville.
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