HBSI (Highlands Bankshares (WV)) OCF Margin %: 27.03% (As of Dec. 2018)


HBSI Highlands Bankshares Inc (WV) HBSI
12 GF Score
Price $44.70
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What is Highlands Bankshares (WV) OCF Margin %?

Highlands Bankshares (WV) HBSI -1.89% 12 OCF Margin % is 27.03% as of Dec. 2018. GuruFocus rates HBSI with a GF Score™ of 12/100.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Highlands Bankshares (WV)'s Cash Flow from Operations for the six months ended in Dec. 2018 was $5.35 Mil. Highlands Bankshares (WV)'s Revenue for the six months ended in Dec. 2018 was $19.79 Mil. Therefore, Highlands Bankshares (WV)'s OCF Margin % for the quarter that ended in Dec. 2018 was 27.03%.

As of today, Highlands Bankshares (WV)'s current OCF Yield % is 9.07%.

The historical rank and industry rank for Highlands Bankshares (WV)'s OCF Margin % or its related term are showing as below:

HBSI' s OCF Margin % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 0
Current: 27.03

HBSI's OCF Margin % is not ranked
in the Banks industry.
Industry Median: 29.44 vs HBSI: 27.03

Highlands Bankshares (WV) OCF Margin % Related Terms

Highlands Bankshares (WV) OCF Margin % Historical Data

* Premium members only.

The historical data trend for Highlands Bankshares (WV)'s OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Highlands Bankshares (WV) OCF Margin % Chart

Highlands Bankshares (WV) Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.09 18.48 26.24 20.60 27.03

Highlands Bankshares (WV) Semi-Annual Data
Dec98 Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.09 18.48 26.24 20.60 27.03

HBSI vs LUMB, HLFN, BSPA: OCF Margin % Comparison

For the Banks - Regional subindustry, Highlands Bankshares (WV)'s OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Highlands Bankshares (WV) OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Highlands Bankshares (WV)'s OCF Margin % distribution charts can be found below:

* The bar in red indicates where Highlands Bankshares (WV)'s OCF Margin % falls into.


HBSI
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Highlands Bankshares Inc (WV) HBSI
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Highlands Bankshares (WV) OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Highlands Bankshares (WV)'s OCF Margin for the fiscal year that ended in Dec. 2018 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2018 )/Revenue (A: Dec. 2018 )
=5.35/19.792
=27.03 %

Highlands Bankshares (WV)'s OCF Margin for the quarter that ended in Dec. 2018 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2018 )/Revenue (Q: Dec. 2018 )
=5.35/19.792
=27.03 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 27.03% mean?
Highlands Bankshares (WV) (HBSI) has a OCF Margin % of 27.03% as of Dec. 2018. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Highlands Bankshares (WV) and its competitors.
Is Highlands Bankshares (WV)'s OCF Margin % too high?
Highlands Bankshares (WV)'s current OCF Margin % is 27.03%. The Banks industry median OCF Margin % is 29.44. Highlands Bankshares (WV)'s value of 27.03% is 8.2% below this industry median. Overall, Highlands Bankshares (WV) has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Highlands Bankshares (WV)'s OCF Margin % compare to LUMB and HLFN?
Highlands Bankshares (WV)'s OCF Margin % of 27.03% can be compared against companies in the Banks industry. The industry median OCF Margin % is 29.44. Highlands Bankshares (WV)'s value of 27.03% is 8.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Highlands Bankshares (WV)'s current OCF Margin % of 27.03% is 8.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Highlands Bankshares (WV) and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Highlands Bankshares (WV)'s current OCF Margin % is 27.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Highlands Bankshares (WV) stock overvalued right now?
Highlands Bankshares (WV) (HBSI) has a current OCF Margin % of 27.03%. The current OCF Margin % is 27.03% and 8.2% below the Banks industry median of 29.44. Highlands Bankshares (WV)'s overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Highlands Bankshares (WV) (HBSI), the current OCF Margin % is 27.03% as of Dec. 2018. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Highlands Bankshares (WV) Business Description

Address 3 North Main Street, P.O. Box 929, Petersburg, WV, USA, 26847
Highlands Bankshares Inc (WV) operates as a holding company, which engages in the provision of financial and banking services through its subsidiaries. It offers a variety of services, including commercial and individual demand and time deposit accounts, commercial and individual loans, drive-in banking services, and automatic teller machine banking. The banks provide services to customers located mainly in Grant, Hardy, Hampshire, Mineral, Pendleton, Randolph, and Tucker counties of West Virginia, including the towns of Petersburg, Keyser, Moorefield, Davis, and Wardensville.
12GF Score

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