* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, AEON Financial Service Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AEON Financial Service Co OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, AEON Financial Service Co's OCF Margin % distribution charts can be found below:
* The bar in red indicates where AEON Financial Service Co's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AEON Financial Service Co (AEOJF) has a OCF Margin % of 0.00% as of Feb. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on AEON Financial Service Co and its competitors. According to the industry distribution chart, AEON Financial Service Co ranks #84 out of 531 companies in the Credit Services industry, placing it in the top 15.8%.
Is AEON Financial Service Co's OCF Margin % too high?
AEON Financial Service Co's current OCF Margin % is 0.00%. Based on the distribution chart, AEON Financial Service Co ranks #84 out of 531 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, AEON Financial Service Co has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does AEON Financial Service Co's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, AEON Financial Service Co ranks #84 out of 531 companies for OCF Margin %. This places AEON Financial Service Co in the top 16% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 2.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.55, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on AEON Financial Service Co and its competitors. For the Credit Services industry, the median OCF Margin % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AEON Financial Service Co's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AEON Financial Service Co stock overvalued right now?
AEON Financial Service Co (AEOJF) has a current OCF Margin % of 0.00%. The stock's GF Value™ is $9.36, compared to a current price of $8.57 — trading 8.4% below its estimated fair value. The current OCF Margin % is 0.00%. AEON Financial Service Co's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For AEON Financial Service Co (AEOJF), the current OCF Margin % is 0.00% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AEON Financial Service Co (AEOJF) Overvalued in 2026?
Based on GuruFocus' analysis, AEON Financial Service Co stock appears to be undervalued.
The current stock price of $8.57 is trading 8.4% below its estimated GF Value™ of $9.36.
Key valuation signals for AEOJF:
OCF Margin %: 0.00%
GF Value™: $9.36 vs. price of $8.57 (8.4% below fair value)
No single metric tells the full story. See the AEOJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AEON Financial Service Co Ltd is a comprehensive financial group consisting of a bank holding company and its subsidiaries, which grew out of Aeon Group's retail operations. It currently operates a network of hundreds of sales bases throughout Asia, particularly in Japan, China, Thailand, and Malaysia. The bank provides various financial services, payment services, housing loans, deposits, installment sales, and overseas services to customers through points of sale closely linked to community lifestyles. These include shopping centers and retail malls, convenience stores, and specialty stores, among others. Net fee and commission income is the company's main source of net revenue.
73GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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