Upstart Holdings (HAM:855) Marketable Securities: €0.0 Mil (As of Mar. 2026)


HAM:855 Upstart Holdings Inc HAM:855
62 GF Score
Price €28.92
GF Value €52.41
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is Upstart Holdings Marketable Securities?

Upstart Holdings HAM:855 +3.68% 62 Marketable Securities is €0.0 Mil as of Mar. 2026. GuruFocus rates HAM:855 with a GF Score™ of 62/100 and a GF Value™ of €52.41 (Possible Value Trap). The stock has 5 warning signs investors should review.

Marketable Securities are very liquid securities that can be converted into cash quickly at a reasonable price. Upstart Holdings's Marketable Securities for the quarter that ended in Mar. 2026 was €0.0 Mil.


Upstart Holdings  (HAM:855) Marketable Securities Explanation

Marketable Securities are very liquid as they tend to have maturities of less than one year. Furthermore, the rate at which these securities can be bought or sold has little effect on their prices.

Please note, GuruFocus' Marketable Securities also includes "Other Short Term Investment".


Upstart Holdings Marketable Securities Related Terms


Upstart Holdings Marketable Securities Historical Data

* Premium members only.

The historical data trend for Upstart Holdings's Marketable Securities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Upstart Holdings Marketable Securities Chart

Upstart Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Marketable Securities
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 0.00 0.00

Upstart Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Marketable Securities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
HAM:855
62GF Score
Upstart Holdings Inc HAM:855
Marketable Securities is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Upstart Holdings Marketable Securities Calculation

Marketable Securities are very liquid securities that can be converted into cash quickly at a reasonable price.

Frequently Asked Questions Learn more about Marketable Securities →
What does a Marketable Securities of €0.0 Mil mean?
Upstart Holdings (HAM:855) has a Marketable Securities of €0.0 Mil as of Mar. 2026. Marketable securities are high-liquid securites not directly classified as cash or cash equivalents. View historical data on Upstart Holdings and its competitors.
Is Upstart Holdings' Marketable Securities too high?
Upstart Holdings' current Marketable Securities is €0.0 Mil. Overall, Upstart Holdings has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Upstart Holdings' Marketable Securities compare to WU and BFH?
Upstart Holdings' Marketable Securities of €0.0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Marketable Securities for a Credit Services company?
A good Marketable Securities depends on the Credit Services industry context. However, Marketable Securities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Marketable Securities mean?
A high Marketable Securities can signal that a stock is expensive relative to its fundamentals. Marketable securities are high-liquid securites not directly classified as cash or cash equivalents. View historical data on Upstart Holdings and its competitors. Upstart Holdings's current Marketable Securities is €0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upstart Holdings stock overvalued right now?
Based on GuruFocus' analysis, Upstart Holdings (HAM:855) is currently considered Possible Value Trap. The stock's GF Value™ is €52.41, compared to a current price of €28.92 — trading 44.8% below its estimated fair value. The current Marketable Securities is €0.0 Mil. Upstart Holdings' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Marketable Securities calculated?
Marketable Securities is calculated from a company's financial statements. For Upstart Holdings (HAM:855), the current Marketable Securities is €0.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Upstart Holdings (HAM:855) Overvalued in 2026?

Based on GuruFocus' analysis, Upstart Holdings stock appears to be undervalued. The current stock price of €28.92 is trading 44.8% below its estimated GF Value™ of €52.41. GuruFocus considers Upstart Holdings to be Possible Value Trap.

Key valuation signals for HAM:855:

  • Marketable Securities: €0.0 Mil
  • GF Value™: €52.41 vs. price of €28.92 (44.8% below fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the HAM:855 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Upstart Holdings Business Description

Address 2950 South Delaware Street, Suite 410, San Mateo, CA, USA, 94403
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
62GF Score

Get the complete analysis for HAM:855

Marketable Securities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€28.92
Price
€52.41
GF Value