This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for UniCredit Bank DD's Median PS Value or its related term are showing as below:
XBLB:NBLB-R-B'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.85 Med: 0.88 Max: 0.88
Current: 0.86
During the past 13 years, the highest Price to Median PS Value of UniCredit Bank DD was 0.88. The lowest was 0.85. And the median was 0.88.
XBLB:NBLB-R-B's Price-to-Median-PS-Value is not ranked
in the Banks industry.
Industry Median: 1.11
vs XBLB:NBLB-R-B: 0.86
UniCredit Bank DD (XBLB:NBLB-R-B) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
UniCredit Bank DD's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
1933.00
/
2,250.37
=
0.86
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UniCredit Bank DD Median PS Value Related Terms
UniCredit Bank DD Median PS Value Historical Data
* Premium members only.
The historical data trend for UniCredit Bank DD's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBLB:NBLB-R-B vs PNC, USB: Median PS Value Comparison
For the Banks - Regional subindustry, UniCredit Bank DD's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UniCredit Bank DD Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, UniCredit Bank DD's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where UniCredit Bank DD's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.6877.
For company reported annually, GuruFocus uses latest annual data as the TTM data. UniCredit Bank DD's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was BAM3272.311.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UniCredit Bank DD (XBLB:NBLB-R-B) has a Median PS Value of BAM2,250.37 as of Jun. 26, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on UniCredit Bank DD and its competitors. This is 255624% above median its historical median of 0.88. Over the past decade, UniCredit Bank DD's Median PS Value has ranged from 0.85 to 0.88.
Is UniCredit Bank DD's Median PS Value too high?
UniCredit Bank DD's current Median PS Value of BAM2,250.37 is 255624% above median its 10-year median of 0.88. Over the past 10 years, this metric has ranged from a low of 0.85 to a high of 0.88. Overall, UniCredit Bank DD has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does UniCredit Bank DD's Median PS Value compare to PNC and USB?
UniCredit Bank DD's Median PS Value of BAM2,250.37 can be compared against companies in the Banks industry. The industry median Median PS Value is 1.11. Historically, UniCredit Bank DD's own Median PS Value has ranged from 0.85 to 0.88 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on UniCredit Bank DD and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UniCredit Bank DD's current Median PS Value is BAM2,250.37, which is 255624% above median its own 10-year median of 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UniCredit Bank DD stock overvalued right now?
UniCredit Bank DD (XBLB:NBLB-R-B) has a current Median PS Value of BAM2,250.37. The stock's GF Value™ is BAM2,491.73, compared to a current price of BAM1,933.00 — trading 22.4% below its estimated fair value. The current Median PS Value is BAM2,250.37, which is 255624% above median its 10-year median of 0.88. UniCredit Bank DD's overall GF Score™ is 4/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For UniCredit Bank DD (XBLB:NBLB-R-B), the current Median PS Value is BAM2,250.37 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UniCredit Bank DD (XBLB:NBLB-R-B) Overvalued in 2026?
Based on GuruFocus' analysis, UniCredit Bank DD stock appears to be undervalued.
The current stock price of BAM1,933.00 is trading 22.4% below its estimated GF Value™ of BAM2,491.73.
Key valuation signals for XBLB:NBLB-R-B:
Median PS Value: BAM2,250.37 (255624% above median its 10-year median of 0.88)
GF Value™: BAM2,491.73 vs. price of BAM1,933.00 (22.4% below fair value)
No single metric tells the full story. See the XBLB:NBLB-R-B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UniCredit Bank DD is a joint-stock company in Bosnia and Herzegovina. It provides a full range of services including retail and corporate banking, risk operations, and finance and operating lease operations. The business segments of the company include Retail, Corporate and Investment Banking, Assets and Liabilities Management, and Central Unit. The company's business users comprise Entrepreneurs, Corporate clients, and Financial Institutions.
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Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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