UniCredit Bank DD (XBLB:NBLB-R-B) Net Debt Paydown Yield % : -17.50% (As of Jul. 06, 2026)


XBLB:NBLB-R-B UniCredit Bank DD XBLB:NBLB-R-B
4 GF Score
Price BAM1,933.00
GF Value BAM2,491.73
! 3 Warning Signs
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What is UniCredit Bank DD Net Debt Paydown Yield %?

UniCredit Bank DD XBLB:NBLB-R-B 4 Net Debt Paydown Yield % is -17.50% as of Jul. 06, 2026. GuruFocus rates XBLB:NBLB-R-B with a GF Score™ of 4/100 and a GF Value™ of BAM2,491.73. The stock has 3 warning signs investors should review.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, UniCredit Bank DD's Net Debt Paydown Yield % was -17.50%.


UniCredit Bank DD  (XBLB:NBLB-R-B) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


UniCredit Bank DD Net Debt Paydown Yield % Related Terms


UniCredit Bank DD Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for UniCredit Bank DD's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UniCredit Bank DD Net Debt Paydown Yield % Chart

UniCredit Bank DD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.75 -5.43 5.05 -107.10 -17.00

UniCredit Bank DD Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.75 -5.43 5.05 -107.10 -17.00

XBLB:NBLB-R-B vs PNC, USB: Net Debt Paydown Yield % Comparison

For the Banks - Regional subindustry, UniCredit Bank DD's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UniCredit Bank DD Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, UniCredit Bank DD's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where UniCredit Bank DD's Net Debt Paydown Yield % falls into.


XBLB:NBLB-R-B
4GF Score
UniCredit Bank DD XBLB:NBLB-R-B
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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UniCredit Bank DD Net Debt Paydown Yield % Calculation

UniCredit Bank DD's Net Debt Paydown Yield % for the quarter that ended in Dec. 2025 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 279.45-319.7 )/236.81
=-17 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -17.50% mean?
UniCredit Bank DD (XBLB:NBLB-R-B) has a Net Debt Paydown Yield % of -17.50% as of Jul. 06, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on UniCredit Bank DD and its competitors.
Is UniCredit Bank DD's Net Debt Paydown Yield % too high?
UniCredit Bank DD's current Net Debt Paydown Yield % is -17.50%. Overall, UniCredit Bank DD has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does UniCredit Bank DD's Net Debt Paydown Yield % compare to PNC and USB?
UniCredit Bank DD's Net Debt Paydown Yield % of -17.50% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on UniCredit Bank DD and its competitors. UniCredit Bank DD's current Net Debt Paydown Yield % is -17.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UniCredit Bank DD stock overvalued right now?
UniCredit Bank DD (XBLB:NBLB-R-B) has a current Net Debt Paydown Yield % of -17.50%. The stock's GF Value™ is BAM2,491.73, compared to a current price of BAM1,933.00 — trading 22.4% below its estimated fair value. The current Net Debt Paydown Yield % is -17.50%. UniCredit Bank DD's overall GF Score™ is 4/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For UniCredit Bank DD (XBLB:NBLB-R-B), the current Net Debt Paydown Yield % is -17.50% as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UniCredit Bank DD (XBLB:NBLB-R-B) Overvalued in 2026?

Based on GuruFocus' analysis, UniCredit Bank DD stock appears to be undervalued. The current stock price of BAM1,933.00 is trading 22.4% below its estimated GF Value™ of BAM2,491.73.

Key valuation signals for XBLB:NBLB-R-B:

  • Net Debt Paydown Yield %: -17.50%
  • GF Value™: BAM2,491.73 vs. price of BAM1,933.00 (22.4% below fair value)
  • GF Score™: 4/100 with 3 warning signs

No single metric tells the full story. See the XBLB:NBLB-R-B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UniCredit Bank DD Business Description

Address Kardinala Stepinca b.b, Mostar, BIH, 88000
UniCredit Bank DD is a joint-stock company in Bosnia and Herzegovina. It provides a full range of services including retail and corporate banking, risk operations, and finance and operating lease operations. The business segments of the company include Retail, Corporate and Investment Banking, Assets and Liabilities Management, and Central Unit. The company's business users comprise Entrepreneurs, Corporate clients, and Financial Institutions.
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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM1,933.00
Price
BAM2,491.73
GF Value