UniCredit Bank DD (XBLB:NBLB-R-B) PEG Ratio: 0.14 (As of Jun. 30, 2026) — 56% Below Median


XBLB:NBLB-R-B UniCredit Bank DD XBLB:NBLB-R-B
4 GF Score
Price BAM1,933.00
GF Value BAM2,491.73
! 3 Warning Signs
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What is UniCredit Bank DD PEG Ratio?

UniCredit Bank DD XBLB:NBLB-R-B 4 PEG Ratio is 0.14 as of Jun. 30, 2026, which is 56% below its 10-year median of 0.32. GuruFocus rates XBLB:NBLB-R-B with a GF Score™ of 4/100 and a GF Value™ of BAM2,491.73. The stock has 3 warning signs investors should review.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, UniCredit Bank DD's PE Ratio without NRI is 1.07. UniCredit Bank DD's 5-Year Book Value growth rate is 7.50%. Therefore, UniCredit Bank DD's PEG Ratio for today is 0.14.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for UniCredit Bank DD's PEG Ratio or its related term are showing as below:

XBLB:NBLB-R-B' s PEG Ratio Range Over the Past 10 Years
Min: 0.12   Med: 0.32   Max: 9.62
Current: 0.14


During the past 13 years, UniCredit Bank DD's highest PEG Ratio was 9.62. The lowest was 0.12. And the median was 0.32.


XBLB:NBLB-R-B's PEG Ratio is not ranked
in the Banks industry.
Industry Median: 1.52 vs XBLB:NBLB-R-B: 0.14

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


UniCredit Bank DD  (XBLB:NBLB-R-B) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


UniCredit Bank DD PEG Ratio Related Terms


UniCredit Bank DD PEG Ratio Historical Data

* Premium members only.

The historical data trend for UniCredit Bank DD's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UniCredit Bank DD PEG Ratio Chart

UniCredit Bank DD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.81 8.71 7.65 0.36 0.15

UniCredit Bank DD Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.81 8.71 7.65 0.36 0.15

XBLB:NBLB-R-B vs PNC, USB: PEG Ratio Comparison

For the Banks - Regional subindustry, UniCredit Bank DD's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UniCredit Bank DD PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, UniCredit Bank DD's PEG Ratio distribution charts can be found below:

* The bar in red indicates where UniCredit Bank DD's PEG Ratio falls into.


XBLB:NBLB-R-B
4GF Score
UniCredit Bank DD XBLB:NBLB-R-B
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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UniCredit Bank DD PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

UniCredit Bank DD's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=1.0682733320733/7.50
=0.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.14 mean?
UniCredit Bank DD (XBLB:NBLB-R-B) has a PEG Ratio of 0.14 as of Jun. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on UniCredit Bank DD and its competitors. This is 56% below median its historical median of 0.32. Over the past decade, UniCredit Bank DD's PEG Ratio has ranged from 0.12 to 9.62.
Is UniCredit Bank DD's PEG Ratio too high?
UniCredit Bank DD's current PEG Ratio of 0.14 is 56% below median its 10-year median of 0.32. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 9.62. The Banks industry median PEG Ratio is 1.52. UniCredit Bank DD's value of 0.14 is 90.8% below this industry median. Overall, UniCredit Bank DD has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does UniCredit Bank DD's PEG Ratio compare to PNC and USB?
UniCredit Bank DD's PEG Ratio of 0.14 can be compared against companies in the Banks industry. The industry median PEG Ratio is 1.52. UniCredit Bank DD's value of 0.14 is 90.8% below this benchmark. Historically, UniCredit Bank DD's own PEG Ratio has ranged from 0.12 to 9.62 over the past decade. While the company's 10-year median is 0.32 vs. the industry median of 1.52, UniCredit Bank DD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UniCredit Bank DD's current PEG Ratio of 0.14 is 90.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on UniCredit Bank DD and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UniCredit Bank DD's current PEG Ratio is 0.14, which is 56% below median its own 10-year median of 0.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UniCredit Bank DD stock overvalued right now?
UniCredit Bank DD (XBLB:NBLB-R-B) has a current PEG Ratio of 0.14. The stock's GF Value™ is BAM2,491.73, compared to a current price of BAM1,933.00 — trading 22.4% below its estimated fair value. The current PEG Ratio is 0.14, which is 56% below median its 10-year median of 0.32 and 90.8% below the Banks industry median of 1.52. UniCredit Bank DD's overall GF Score™ is 4/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For UniCredit Bank DD (XBLB:NBLB-R-B), the current PEG Ratio is 0.14 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UniCredit Bank DD (XBLB:NBLB-R-B) Overvalued in 2026?

Based on GuruFocus' analysis, UniCredit Bank DD stock appears to be undervalued. The current stock price of BAM1,933.00 is trading 22.4% below its estimated GF Value™ of BAM2,491.73.

Key valuation signals for XBLB:NBLB-R-B:

  • PEG Ratio: 0.14 (56% below median its 10-year median of 0.32)
  • GF Value™: BAM2,491.73 vs. price of BAM1,933.00 (22.4% below fair value)
  • GF Score™: 4/100 with 3 warning signs
  • Industry Position: 90.8% below the Banks median

No single metric tells the full story. See the XBLB:NBLB-R-B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UniCredit Bank DD Business Description

Address Kardinala Stepinca b.b, Mostar, BIH, 88000
UniCredit Bank DD is a joint-stock company in Bosnia and Herzegovina. It provides a full range of services including retail and corporate banking, risk operations, and finance and operating lease operations. The business segments of the company include Retail, Corporate and Investment Banking, Assets and Liabilities Management, and Central Unit. The company's business users comprise Entrepreneurs, Corporate clients, and Financial Institutions.
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Get the complete analysis for XBLB:NBLB-R-B

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM1,933.00
Price
BAM2,491.73
GF Value