UniCredit Bank DD (XBLB:NBLB-R-B) LT-Debt-to-Total-Asset: 0.04 (As of Dec. 2025)

What is UniCredit Bank DD LT-Debt-to-Total-Asset?

UniCredit Bank DD XBLB:NBLB-R-B 4 LT-Debt-to-Total-Asset is 0.04 as of Dec. 2025. GuruFocus rates XBLB:NBLB-R-B with a GF Score™ of 4/100 and a GF Value™ of BAM2,491.73. The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. UniCredit Bank DD's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.04.

UniCredit Bank DD's long-term debt to total assets ratio increased from Dec. 2023 (0.00) to Dec. 2025 (0.04). It may suggest that UniCredit Bank DD is progressively becoming more dependent on debt to grow their business.

UniCredit Bank DD (XBLB:NBLB-R-B) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

UniCredit Bank DD LT-Debt-to-Total-Asset Related Terms

UniCredit Bank DD LT-Debt-to-Total-Asset Historical Data

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The historical data trend for UniCredit Bank DD's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UniCredit Bank DD LT-Debt-to-Total-Asset Chart

UniCredit Bank DD Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.00

0.01

0.00

0.04

UniCredit Bank DD Semi-Annual Data
	Dec09	Dec10	Dec11	Dec12	Dec13	Dec14	Dec15	Dec16	Dec17	Dec18	Dec19	Dec20	Dec21	Dec22	Dec23	Dec24	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial												0.00	0.01	0.00	0.04	0.04

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UniCredit Bank DD XBLB:NBLB-R-B

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UniCredit Bank DD LT-Debt-to-Total-Asset Calculation

UniCredit Bank DD's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	319.696	/	8749.242
	=	0.04

UniCredit Bank DD's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	319.696	/	8749.242
	=	0.04

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.04 mean?

UniCredit Bank DD (XBLB:NBLB-R-B) has a LT-Debt-to-Total-Asset of 0.04 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on UniCredit Bank DD and its competitors.

Is UniCredit Bank DD's LT-Debt-to-Total-Asset too high?

UniCredit Bank DD's current LT-Debt-to-Total-Asset is 0.04. Overall, UniCredit Bank DD has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.

How does UniCredit Bank DD's LT-Debt-to-Total-Asset compare to PNC and USB?

UniCredit Bank DD's LT-Debt-to-Total-Asset of 0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on UniCredit Bank DD and its competitors. UniCredit Bank DD's current LT-Debt-to-Total-Asset is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is UniCredit Bank DD stock overvalued right now?

UniCredit Bank DD (XBLB:NBLB-R-B) has a current LT-Debt-to-Total-Asset of 0.04. The stock's GF Value™ is BAM2,491.73, compared to a current price of BAM1,933.00 — trading 22.4% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.04. UniCredit Bank DD's overall GF Score™ is 4/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For UniCredit Bank DD (XBLB:NBLB-R-B), the current LT-Debt-to-Total-Asset is 0.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UniCredit Bank DD (XBLB:NBLB-R-B) Overvalued in 2026?

Based on GuruFocus' analysis, UniCredit Bank DD stock appears to be undervalued. The current stock price of BAM1,933.00 is trading 22.4% below its estimated GF Value™ of BAM2,491.73.

Key valuation signals for XBLB:NBLB-R-B:

LT-Debt-to-Total-Asset: 0.04
GF Value™: BAM2,491.73 vs. price of BAM1,933.00 (22.4% below fair value)
GF Score™: 4/100 with 3 warning signs

No single metric tells the full story. See the XBLB:NBLB-R-B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UniCredit Bank DD Business Description

Industry Financial Services Banks

Comparable Companies SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN XMAD:CABK BSP:ITUB3 PNC HKSE:01658 USB SGX:O39 LSE:LLOY TSE:7182 HKSE:02388 OSTO:NDA SE

Address Kardinala Stepinca b.b, Mostar, BIH, 88000

Website https://www.unicredit.ba

UniCredit Bank DD is a joint-stock company in Bosnia and Herzegovina. It provides a full range of services including retail and corporate banking, risk operations, and finance and operating lease operations. The business segments of the company include Retail, Corporate and Investment Banking, Assets and Liabilities Management, and Central Unit. The company's business users comprise Entrepreneurs, Corporate clients, and Financial Institutions.

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM1,933.00

Price

BAM2,491.73

GF Value

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