EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, UniCredit Bank DD's Enterprise Value is BAM-1,411.1 Mil.
UniCredit Bank DD's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was BAM49.1 Mil. Therefore, UniCredit Bank DD's EV-to-FCF for today is -28.75.
The historical rank and industry rank for UniCredit Bank DD's EV-to-FCF or its related term are showing as below:
XBLB:NBLB-R-B'
s EV-to-FCF Range Over the Past 10 Years
Min: -28.75 Med: -5.47 Max: 103.3
Current: -28.75
During the past 13 years, the highest EV-to-FCF of UniCredit Bank DD was 103.30. The lowest was -28.75. And the median was -5.47.
XBLB:NBLB-R-B's EV-to-FCF is not ranked
in the Banks industry.
Industry Median: 6.555
vs XBLB:NBLB-R-B: -28.75
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
UniCredit Bank DD (XBLB:NBLB-R-B) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
UniCredit Bank DD's PE Ratio (TTM) for today is calculated as:
UniCredit Bank DD's share price for today is BAM1933.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. UniCredit Bank DD's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was BAM1737.900.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
UniCredit Bank DD EV-to-FCF Related Terms
UniCredit Bank DD EV-to-FCF Historical Data
* Premium members only.
The historical data trend for UniCredit Bank DD's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, UniCredit Bank DD's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UniCredit Bank DD EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, UniCredit Bank DD's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where UniCredit Bank DD's EV-to-FCF falls into.
UniCredit Bank DD's current Enterprise Value is BAM-1,411.1 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. UniCredit Bank DD's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was BAM49.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UniCredit Bank DD (XBLB:NBLB-R-B) has a EV-to-FCF of -28.75 as of Jun. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on UniCredit Bank DD and its competitors.
Is UniCredit Bank DD's EV-to-FCF too high?
UniCredit Bank DD's current EV-to-FCF is -28.75. Overall, UniCredit Bank DD has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does UniCredit Bank DD's EV-to-FCF compare to PNC and USB?
UniCredit Bank DD's EV-to-FCF of -28.75 can be compared against companies in the Banks industry. The industry median EV-to-FCF is 6.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on UniCredit Bank DD and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UniCredit Bank DD's current EV-to-FCF is -28.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UniCredit Bank DD stock overvalued right now?
UniCredit Bank DD (XBLB:NBLB-R-B) has a current EV-to-FCF of -28.75. The stock's GF Value™ is BAM2,491.73, compared to a current price of BAM1,933.00 — trading 22.4% below its estimated fair value. The current EV-to-FCF is -28.75. UniCredit Bank DD's overall GF Score™ is 4/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For UniCredit Bank DD (XBLB:NBLB-R-B), the current EV-to-FCF is -28.75 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UniCredit Bank DD (XBLB:NBLB-R-B) Overvalued in 2026?
Based on GuruFocus' analysis, UniCredit Bank DD stock appears to be undervalued.
The current stock price of BAM1,933.00 is trading 22.4% below its estimated GF Value™ of BAM2,491.73.
Key valuation signals for XBLB:NBLB-R-B:
EV-to-FCF: -28.75
GF Value™: BAM2,491.73 vs. price of BAM1,933.00 (22.4% below fair value)
No single metric tells the full story. See the XBLB:NBLB-R-B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UniCredit Bank DD is a joint-stock company in Bosnia and Herzegovina. It provides a full range of services including retail and corporate banking, risk operations, and finance and operating lease operations. The business segments of the company include Retail, Corporate and Investment Banking, Assets and Liabilities Management, and Central Unit. The company's business users comprise Entrepreneurs, Corporate clients, and Financial Institutions.
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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