The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, UniCredit Bank DD's share price is BAM1933.00.
UniCredit Bank DD's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was BAM3,272.31. Hence, UniCredit Bank DD's PS Ratio for today is 0.59.
Good Sign:
UniCredit Bank DD stock PS Ratio (=0.59) is close to 5-year low of 0.56.
The historical rank and industry rank for UniCredit Bank DD's PS Ratio or its related term are showing as below:
XBLB:NBLB-R-B'
s PS Ratio Range Over the Past 10 Years
Min: 0.46 Med: 0.69 Max: 1.05
Current: 0.59
During the past 13 years, UniCredit Bank DD's highest PS Ratio was 1.05. The lowest was 0.46. And the median was 0.69.
XBLB:NBLB-R-B's PS Ratio is not ranked
in the Banks industry.
Industry Median: 2.97
vs XBLB:NBLB-R-B: 0.59
UniCredit Bank DD revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of UniCredit Bank DD was 2.50% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 12.50% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 12.90% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 5.30% per year.
During the past 13 years, UniCredit Bank DD's highest 3-Year average Revenue per Share Growth Rate was 17.80% per year. The lowest was -2.80% per year. And the median was 3.50% per year.
Back to Basics: PS Ratio
UniCredit Bank DD (XBLB:NBLB-R-B) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
UniCredit Bank DD PS Ratio Related Terms
UniCredit Bank DD PS Ratio Historical Data
* Premium members only.
The historical data trend for UniCredit Bank DD's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, UniCredit Bank DD's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UniCredit Bank DD PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, UniCredit Bank DD's PS Ratio distribution charts can be found below:
* The bar in red indicates where UniCredit Bank DD's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
UniCredit Bank DD's Share Price of today is BAM1933.00.
For company reported annually, GuruFocus uses latest annual data as the TTM data. UniCredit Bank DD's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was BAM3,272.31.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
UniCredit Bank DD (XBLB:NBLB-R-B) has a PS Ratio of 0.59 as of Jul. 01, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on UniCredit Bank DD and its competitors. This is 14% below median its historical median of 0.69. Over the past decade, UniCredit Bank DD's PS Ratio has ranged from 0.46 to 1.05.
Is UniCredit Bank DD's PS Ratio too high?
UniCredit Bank DD's current PS Ratio of 0.59 is 14% below median its 10-year median of 0.69. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 1.05. The Banks industry median PS Ratio is 2.97. UniCredit Bank DD's value of 0.59 is 80.1% below this industry median. Overall, UniCredit Bank DD has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does UniCredit Bank DD's PS Ratio compare to PNC and USB?
UniCredit Bank DD's PS Ratio of 0.59 can be compared against companies in the Banks industry. The industry median PS Ratio is 2.97. UniCredit Bank DD's value of 0.59 is 80.1% below this benchmark. Historically, UniCredit Bank DD's own PS Ratio has ranged from 0.46 to 1.05 over the past decade. While the company's 10-year median is 0.69 vs. the industry median of 2.97, UniCredit Bank DD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.97, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UniCredit Bank DD's current PS Ratio of 0.59 is 80.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on UniCredit Bank DD and its competitors. For the Banks industry, the median PS Ratio is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UniCredit Bank DD's current PS Ratio is 0.59, which is 14% below median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UniCredit Bank DD stock overvalued right now?
UniCredit Bank DD (XBLB:NBLB-R-B) has a current PS Ratio of 0.59. The stock's GF Value™ is BAM2,491.73, compared to a current price of BAM1,933.00 — trading 22.4% below its estimated fair value. The current PS Ratio is 0.59, which is 14% below median its 10-year median of 0.69 and 80.1% below the Banks industry median of 2.97. UniCredit Bank DD's overall GF Score™ is 4/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For UniCredit Bank DD (XBLB:NBLB-R-B), the current PS Ratio is 0.59 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UniCredit Bank DD (XBLB:NBLB-R-B) Overvalued in 2026?
Based on GuruFocus' analysis, UniCredit Bank DD stock appears to be undervalued.
The current stock price of BAM1,933.00 is trading 22.4% below its estimated GF Value™ of BAM2,491.73.
Key valuation signals for XBLB:NBLB-R-B:
PS Ratio: 0.59 (14% below median its 10-year median of 0.69)
GF Value™: BAM2,491.73 vs. price of BAM1,933.00 (22.4% below fair value)
No single metric tells the full story. See the XBLB:NBLB-R-B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UniCredit Bank DD is a joint-stock company in Bosnia and Herzegovina. It provides a full range of services including retail and corporate banking, risk operations, and finance and operating lease operations. The business segments of the company include Retail, Corporate and Investment Banking, Assets and Liabilities Management, and Central Unit. The company's business users comprise Entrepreneurs, Corporate clients, and Financial Institutions.
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