The historical rank and industry rank for UniCredit Bank DD's Net Margin % or its related term are showing as below:
XBLB:NBLB-R-B'
s Net Margin % Range Over the Past 10 Years
Min: 31.68 Med: 39.47 Max: 53.11
Current: 53.11
XBLB:NBLB-R-B's Net Margin % is not ranked
in the Banks industry.
Industry Median: 26.95
vs XBLB:NBLB-R-B: 53.11
UniCredit Bank DD (XBLB:NBLB-R-B) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
UniCredit Bank DD Net Margin % Related Terms
UniCredit Bank DD Net Margin % Historical Data
* Premium members only.
The historical data trend for UniCredit Bank DD's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBLB:NBLB-R-B vs PNC, USB: Net Margin % Comparison
For the Banks - Regional subindustry, UniCredit Bank DD's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UniCredit Bank DD Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, UniCredit Bank DD's Net Margin % distribution charts can be found below:
* The bar in red indicates where UniCredit Bank DD's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UniCredit Bank DD (XBLB:NBLB-R-B) has a Net Margin % of 53.11% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on UniCredit Bank DD and its competitors. This is 35% above median its historical median of 39.47. Over the past decade, UniCredit Bank DD's Net Margin % has ranged from 31.68 to 53.11.
Is UniCredit Bank DD's Net Margin % too high?
UniCredit Bank DD's current Net Margin % of 53.11% is 35% above median its 10-year median of 39.47. Over the past 10 years, this metric has ranged from a low of 31.68 to a high of 53.11. The Banks industry median Net Margin % is 26.95. UniCredit Bank DD's value of 53.11% is 97.1% above this industry median. Overall, UniCredit Bank DD has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does UniCredit Bank DD's Net Margin % compare to PNC and USB?
UniCredit Bank DD's Net Margin % of 53.11% can be compared against companies in the Banks industry. The industry median Net Margin % is 26.95. UniCredit Bank DD's value of 53.11% is 97.1% above this benchmark. Historically, UniCredit Bank DD's own Net Margin % has ranged from 31.68 to 53.11 over the past decade. While the company's 10-year median is 39.47 vs. the industry median of 26.95, UniCredit Bank DD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UniCredit Bank DD's current Net Margin % of 53.11% is 97.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on UniCredit Bank DD and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UniCredit Bank DD's current Net Margin % is 53.11%, which is 35% above median its own 10-year median of 39.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UniCredit Bank DD stock overvalued right now?
UniCredit Bank DD (XBLB:NBLB-R-B) has a current Net Margin % of 53.11%. The stock's GF Value™ is BAM2,491.73, compared to a current price of BAM1,933.00 — trading 22.4% below its estimated fair value. The current Net Margin % is 53.11%, which is 35% above median its 10-year median of 39.47 and 97.1% above the Banks industry median of 26.95. UniCredit Bank DD's overall GF Score™ is 4/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For UniCredit Bank DD (XBLB:NBLB-R-B), the current Net Margin % is 53.11% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UniCredit Bank DD (XBLB:NBLB-R-B) Overvalued in 2026?
Based on GuruFocus' analysis, UniCredit Bank DD stock appears to be undervalued.
The current stock price of BAM1,933.00 is trading 22.4% below its estimated GF Value™ of BAM2,491.73.
Key valuation signals for XBLB:NBLB-R-B:
Net Margin %: 53.11% (35% above median its 10-year median of 39.47)
GF Value™: BAM2,491.73 vs. price of BAM1,933.00 (22.4% below fair value)
No single metric tells the full story. See the XBLB:NBLB-R-B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UniCredit Bank DD is a joint-stock company in Bosnia and Herzegovina. It provides a full range of services including retail and corporate banking, risk operations, and finance and operating lease operations. The business segments of the company include Retail, Corporate and Investment Banking, Assets and Liabilities Management, and Central Unit. The company's business users comprise Entrepreneurs, Corporate clients, and Financial Institutions.
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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