UniCredit Bank DD (XBLB:NBLB-R-B) Shiller PE Ratio: 1.69 (As of Aug. 13, 2026) — 27% Below Median

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XBLB:NBLB-R-B UniCredit Bank DD XBLB:NBLB-R-B
4 GF Score
Price BAM1,933.00
GF Value BAM2,491.73
! 3 Warning Signs
View Full Analysis

What is UniCredit Bank DD Shiller PE Ratio?

UniCredit Bank DD XBLB:NBLB-R-B 4 Shiller PE Ratio is 1.69 as of Aug. 13, 2026, which is 27% below its 10-year median of 2.32. GuruFocus rates XBLB:NBLB-R-B with a GF Score™ of 4/100 and a GF Value™ of BAM2,491.73. The stock has 3 warning signs investors should review.

As of today (2026-08-13), UniCredit Bank DD's current share price is BAM1933.00. UniCredit Bank DD's E10 for the fiscal year that ended in Dec25 was BAM1,141.91. UniCredit Bank DD's Shiller PE Ratio for today is 1.69.

The historical rank and industry rank for UniCredit Bank DD's Shiller PE Ratio or its related term are showing as below:

XBLB:NBLB-R-B' s Shiller PE Ratio Range Over the Past 10 Years
Min: 1.69   Med: 2.32   Max: 3.08
Current: 1.69

During the past 13 years, UniCredit Bank DD's highest Shiller PE Ratio was 3.08. The lowest was 1.69. And the median was 2.32.

XBLB:NBLB-R-B's Shiller PE Ratio is not ranked
in the Banks industry.
Industry Median: 13.96 vs XBLB:NBLB-R-B: 1.69

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

UniCredit Bank DD's adjusted earnings per share data of for the fiscal year that ended in Dec25 was BAM1,737.900. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is BAM1,141.91 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


UniCredit Bank DD  (XBLB:NBLB-R-B) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


UniCredit Bank DD Shiller PE Ratio Related Terms


UniCredit Bank DD Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for UniCredit Bank DD's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UniCredit Bank DD Shiller PE Ratio Chart

UniCredit Bank DD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.60 2.20 1.97 1.94 1.74

UniCredit Bank DD Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.60 2.20 1.97 1.94 1.74

XBLB:NBLB-R-B vs PNC, USB: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, UniCredit Bank DD's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UniCredit Bank DD Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, UniCredit Bank DD's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where UniCredit Bank DD's Shiller PE Ratio falls into.


XBLB:NBLB-R-B
4GF Score
UniCredit Bank DD XBLB:NBLB-R-B
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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UniCredit Bank DD Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

UniCredit Bank DD's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=1933.00/1141.91
=1.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UniCredit Bank DD's E10 for the fiscal year that ended in Dec25 is calculated as:

For example, UniCredit Bank DD's adjusted earnings per share data for the fiscal year that ended in Dec25 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec25 (Change)*Current CPI (Dec25)
=1737.9/324.0540*324.0540
=1,737.900

Current CPI (Dec25) = 324.0540.

UniCredit Bank DD Annual Data

Earnings per Share (Diluted) CPI Adj_EPS
201612 638.270 241.432 856.696
201712 753.890 246.524 990.983
201812 818.080 251.233 1,055.204
201912 849.870 256.974 1,071.718
202012 623.870 260.474 776.153
202112 740.670 278.802 860.887
202212 945.510 296.797 1,032.343
202312 1,361.130 306.746 1,437.931
202412 1,557.580 315.605 1,599.278
202512 1,737.900 324.054 1,737.900

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 1.69 mean?
UniCredit Bank DD (XBLB:NBLB-R-B) has a Shiller PE Ratio of 1.69 as of Aug. 13, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on UniCredit Bank DD and its competitors. This is 27% below median its historical median of 2.32. Over the past decade, UniCredit Bank DD's Shiller PE Ratio has ranged from 1.69 to 3.08.
Is UniCredit Bank DD's Shiller PE Ratio too high?
UniCredit Bank DD's current Shiller PE Ratio of 1.69 is 27% below median its 10-year median of 2.32. Over the past 10 years, this metric has ranged from a low of 1.69 to a high of 3.08. The Banks industry median Shiller PE Ratio is 13.96. UniCredit Bank DD's value of 1.69 is 87.9% below this industry median. Overall, UniCredit Bank DD has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does UniCredit Bank DD's Shiller PE Ratio compare to PNC and USB?
UniCredit Bank DD's Shiller PE Ratio of 1.69 can be compared against companies in the Banks industry. The industry median Shiller PE Ratio is 13.96. UniCredit Bank DD's value of 1.69 is 87.9% below this benchmark. Historically, UniCredit Bank DD's own Shiller PE Ratio has ranged from 1.69 to 3.08 over the past decade. While the company's 10-year median is 2.32 vs. the industry median of 13.96, UniCredit Bank DD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.96, based on 1,241 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UniCredit Bank DD's current Shiller PE Ratio of 1.69 is 87.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on UniCredit Bank DD and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UniCredit Bank DD's current Shiller PE Ratio is 1.69, which is 27% below median its own 10-year median of 2.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UniCredit Bank DD stock overvalued right now?
UniCredit Bank DD (XBLB:NBLB-R-B) has a current Shiller PE Ratio of 1.69. The stock's GF Value™ is BAM2,491.73, compared to a current price of BAM1,933.00 — trading 22.4% below its estimated fair value. The current Shiller PE Ratio is 1.69, which is 27% below median its 10-year median of 2.32 and 87.9% below the Banks industry median of 13.96. UniCredit Bank DD's overall GF Score™ is 4/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For UniCredit Bank DD (XBLB:NBLB-R-B), the current Shiller PE Ratio is 1.69 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UniCredit Bank DD (XBLB:NBLB-R-B) Overvalued in 2026?

Based on GuruFocus' analysis, UniCredit Bank DD stock appears to be undervalued. The current stock price of BAM1,933.00 is trading 22.4% below its estimated GF Value™ of BAM2,491.73.

Key valuation signals for XBLB:NBLB-R-B:

  • Shiller PE Ratio: 1.69 (27% below median its 10-year median of 2.32)
  • GF Value™: BAM2,491.73 vs. price of BAM1,933.00 (22.4% below fair value)
  • GF Score™: 4/100 with 3 warning signs
  • Industry Position: 87.9% below the Banks median

No single metric tells the full story. See the XBLB:NBLB-R-B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UniCredit Bank DD Business Description

Address Kardinala Stepinca b.b, Mostar, BIH, 88000
UniCredit Bank DD is a joint-stock company in Bosnia and Herzegovina. It provides a full range of services including retail and corporate banking, risk operations, and finance and operating lease operations. The business segments of the company include Retail, Corporate and Investment Banking, Assets and Liabilities Management, and Central Unit. The company's business users comprise Entrepreneurs, Corporate clients, and Financial Institutions.
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Get the complete analysis for XBLB:NBLB-R-B

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM1,933.00
Price
BAM2,491.73
GF Value