UniCredit Bank DD (XBLB:NBLB-R-B) Enterprise Value: BAM-1,411.1 Mil (As of Jun. 28, 2026) ***


XBLB:NBLB-R-B UniCredit Bank DD XBLB:NBLB-R-B
4 GF Score
Price BAM1,933.00
GF Value BAM2,491.73
! 3 Warning Signs
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What is UniCredit Bank DD Enterprise Value?

UniCredit Bank DD XBLB:NBLB-R-B 4 Enterprise Value is BAM-1,411.1 Mil as of Jun. 28, 2026. GuruFocus rates XBLB:NBLB-R-B with a GF Score™ of 4/100 and a GF Value™ of BAM2,491.73. The stock has 3 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, UniCredit Bank DD's Enterprise Value is BAM-1,411.1 Mil. UniCredit Bank DD's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was BAM389.4 Mil. Therefore, UniCredit Bank DD's EV-to-Revenue ratio for today is -3.62.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, UniCredit Bank DD's Enterprise Value is BAM-1,411.1 Mil. UniCredit Bank DD's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was BAM59.3 Mil. Therefore, UniCredit Bank DD's EV-to-OCF ratio for today is -23.79.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, UniCredit Bank DD's Enterprise Value is BAM-1,411.1 Mil. UniCredit Bank DD's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was BAM49.1 Mil. Therefore, UniCredit Bank DD's EV-to-FCF ratio for today is -28.75.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


UniCredit Bank DD  (XBLB:NBLB-R-B) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

UniCredit Bank DD's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=-1411.090/389.405
=-3.62

UniCredit Bank DD's current Enterprise Value is BAM-1,411.1 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. UniCredit Bank DD's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was BAM389.4 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

UniCredit Bank DD's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-1411.090/59.322
=-23.79

UniCredit Bank DD's current Enterprise Value is BAM-1,411.1 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. UniCredit Bank DD's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was BAM59.3 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

UniCredit Bank DD's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-1411.090/49.082
=-28.75

UniCredit Bank DD's current Enterprise Value is BAM-1,411.1 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. UniCredit Bank DD's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was BAM49.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


UniCredit Bank DD Enterprise Value Related Terms


UniCredit Bank DD Enterprise Value Historical Data

* Premium members only.

The historical data trend for UniCredit Bank DD's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UniCredit Bank DD Enterprise Value Chart

UniCredit Bank DD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1,114.29 -1,324.30 -1,864.51 -1,763.40 -1,404.33

UniCredit Bank DD Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1,114.29 -1,324.30 -1,864.51 -1,763.40 -1,404.33

XBLB:NBLB-R-B vs PNC, USB: Enterprise Value Comparison

For the Banks - Regional subindustry, UniCredit Bank DD's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UniCredit Bank DD Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, UniCredit Bank DD's Enterprise Value distribution charts can be found below:

* The bar in red indicates where UniCredit Bank DD's Enterprise Value falls into.


XBLB:NBLB-R-B
4GF Score
UniCredit Bank DD XBLB:NBLB-R-B
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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UniCredit Bank DD Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

UniCredit Bank DD's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

UniCredit Bank DD's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of BAM-1,411.1 Mil mean?
UniCredit Bank DD (XBLB:NBLB-R-B) has a Enterprise Value of BAM-1,411.1 Mil as of Jun. 28, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on UniCredit Bank DD and its competitors.
Is UniCredit Bank DD's Enterprise Value too high?
UniCredit Bank DD's current Enterprise Value is BAM-1,411.1 Mil. Overall, UniCredit Bank DD has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does UniCredit Bank DD's Enterprise Value compare to PNC and USB?
UniCredit Bank DD's Enterprise Value of BAM-1,411.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on UniCredit Bank DD and its competitors. UniCredit Bank DD's current Enterprise Value is BAM-1,411.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UniCredit Bank DD stock overvalued right now?
UniCredit Bank DD (XBLB:NBLB-R-B) has a current Enterprise Value of BAM-1,411.1 Mil. The stock's GF Value™ is BAM2,491.73, compared to a current price of BAM1,933.00 — trading 22.4% below its estimated fair value. The current Enterprise Value is BAM-1,411.1 Mil. UniCredit Bank DD's overall GF Score™ is 4/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For UniCredit Bank DD (XBLB:NBLB-R-B), the current Enterprise Value is BAM-1,411.1 Mil as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UniCredit Bank DD (XBLB:NBLB-R-B) Overvalued in 2026?

Based on GuruFocus' analysis, UniCredit Bank DD stock appears to be undervalued. The current stock price of BAM1,933.00 is trading 22.4% below its estimated GF Value™ of BAM2,491.73.

Key valuation signals for XBLB:NBLB-R-B:

  • Enterprise Value: BAM-1,411.1 Mil
  • GF Value™: BAM2,491.73 vs. price of BAM1,933.00 (22.4% below fair value)
  • GF Score™: 4/100 with 3 warning signs

No single metric tells the full story. See the XBLB:NBLB-R-B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UniCredit Bank DD Business Description

Address Kardinala Stepinca b.b, Mostar, BIH, 88000
UniCredit Bank DD is a joint-stock company in Bosnia and Herzegovina. It provides a full range of services including retail and corporate banking, risk operations, and finance and operating lease operations. The business segments of the company include Retail, Corporate and Investment Banking, Assets and Liabilities Management, and Central Unit. The company's business users comprise Entrepreneurs, Corporate clients, and Financial Institutions.
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Get the complete analysis for XBLB:NBLB-R-B

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM1,933.00
Price
BAM2,491.73
GF Value