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Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Credit Acceptance's share price for the quarter that ended in Mar. 2026 was €366. Credit Acceptance's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 10 Mil. Therefore, Credit Acceptance's market cap for the quarter that ended in Mar. 2026 was €3,815 Mil.
Credit Acceptance's quarterly market cap
declined
from Sep. 2025 (€4,129 Mil) to Dec. 2025 (€4,037 Mil) and
declined
from Dec. 2025 (€4,037 Mil) to Mar. 2026 (€3,815 Mil).
Credit Acceptance's annual market cap
declined
from Dec. 2023 (€5,910 Mil) to Dec. 2024 (€5,277 Mil) and
declined
from Dec. 2024 (€5,277 Mil) to Dec. 2025 (€4,037 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Credit Acceptance's Enterprise Value for Today is €11,266 Mil.
Credit Acceptance (STU:2D5) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Credit Acceptance Market Cap Related Terms
Credit Acceptance Market Cap Historical Data
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The historical data trend for Credit Acceptance's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Credit Acceptance's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Acceptance Market Cap vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Credit Acceptance's Market Cap distribution charts can be found below:
* The bar in red indicates where Credit Acceptance's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Credit Acceptance's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Acceptance (STU:2D5) has a Market Cap of €5,661 Mil as of Jul. 16, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Credit Acceptance and its competitors. According to the industry distribution chart, Credit Acceptance ranks #25 out of 554 companies in the Credit Services industry, placing it in the top 4.5%.
Is Credit Acceptance's Market Cap too high?
Credit Acceptance's current Market Cap is €5,661 Mil. Based on the distribution chart, Credit Acceptance ranks #25 out of 554 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Credit Acceptance has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Credit Acceptance's Market Cap compare to OMF and ENVA?
According to the Credit Services industry distribution chart, Credit Acceptance ranks #25 out of 554 companies for Market Cap. This places Credit Acceptance in the top 5% of its industry — outperforming the majority of peers. The industry median Market Cap is 42.37. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Credit Services company?
The median Market Cap among Credit Services companies is 42.37, based on 554 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Credit Acceptance and its competitors. For the Credit Services industry, the median Market Cap is 42.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Acceptance's current Market Cap is €5,661 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Acceptance stock overvalued right now?
Credit Acceptance (STU:2D5) has a current Market Cap of €5,661 Mil. The stock's GF Value™ is €523.89, compared to a current price of €530.00 — trading 1.2% above its estimated fair value. The current Market Cap is €5,661 Mil. Credit Acceptance's overall GF Score™ is 73/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Credit Acceptance (STU:2D5), the current Market Cap is €5,661 Mil as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Acceptance (STU:2D5) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Acceptance stock appears to be overvalued.
The current stock price of €530.00 is trading 1.2% above its estimated GF Value™ of €523.89.
Key valuation signals for STU:2D5:
Market Cap: €5,661 Mil
GF Value™: €523.89 vs. price of €530.00 (1.2% above fair value)
No single metric tells the full story. See the STU:2D5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
73GF Score
Get the complete analysis for STU:2D5
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