Credit Acceptance (STU:2D5) Total Liabilities: €6,211 Mil (As of Mar. 2026)

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STU:2D5 Credit Acceptance Corp STU:2D5
73 GF Score
Price €530.00
GF Value €523.89
! 11 Warning Signs
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What is Credit Acceptance Total Liabilities?

Credit Acceptance STU:2D5 -0.93% 73 Total Liabilities is €6,211 Mil as of Mar. 2026. GuruFocus rates STU:2D5 with a GF Score™ of 73/100 and a GF Value™ of €523.89. The stock has 11 warning signs investors should review.

Credit Acceptance's Total Liabilities for the quarter that ended in Mar. 2026 was €6,211 Mil.

Credit Acceptance's quarterly Total Liabilities increased from Sep. 2025 (€6,016.82 Mil) to Dec. 2025 (€6,070.32 Mil) and increased from Dec. 2025 (€6,070.32 Mil) to Mar. 2026 (€6,211.13 Mil).

Credit Acceptance's annual Total Liabilities increased from Dec. 2023 (€5,370.41 Mil) to Dec. 2024 (€6,785.28 Mil) but then declined from Dec. 2024 (€6,785.28 Mil) to Dec. 2025 (€6,070.32 Mil).

Credit Acceptance Total Liabilities Historical Data

* Premium members only.

The historical data trend for Credit Acceptance's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Acceptance Total Liabilities Chart

Credit Acceptance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,625.63 4,984.98 5,370.41 6,785.28 6,070.32

Credit Acceptance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6,981.07 6,216.30 6,016.82 6,070.32 6,211.13
STU:2D5
73GF Score
Credit Acceptance Corp STU:2D5
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Acceptance Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Credit Acceptance's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=341.771+(5426.231+-0.00099999999946476
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+302.316+0+0)
=6,070

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=7371.472-1301.154
=6,070

Credit Acceptance's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=359.234+(5543.439+-1.0800249583554E-12
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+308.459+0+0)
=6,211

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=7520.829-1309.696
=6,211

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of €6,211 Mil mean?
Credit Acceptance (STU:2D5) has a Total Liabilities of €6,211 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Credit Acceptance and its competitors.
Is Credit Acceptance's Total Liabilities too high?
Credit Acceptance's current Total Liabilities is €6,211 Mil. Overall, Credit Acceptance has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Credit Acceptance's Total Liabilities compare to OMF and ENVA?
Credit Acceptance's Total Liabilities of €6,211 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Credit Services company?
A good Total Liabilities depends on the Credit Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Credit Acceptance and its competitors. Credit Acceptance's current Total Liabilities is €6,211 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Acceptance stock overvalued right now?
Credit Acceptance (STU:2D5) has a current Total Liabilities of €6,211 Mil. The stock's GF Value™ is €523.89, compared to a current price of €530.00 — trading 1.2% above its estimated fair value. The current Total Liabilities is €6,211 Mil. Credit Acceptance's overall GF Score™ is 73/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Credit Acceptance (STU:2D5), the current Total Liabilities is €6,211 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Acceptance (STU:2D5) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Acceptance stock appears to be overvalued. The current stock price of €530.00 is trading 1.2% above its estimated GF Value™ of €523.89.

Key valuation signals for STU:2D5:

  • Total Liabilities: €6,211 Mil
  • GF Value™: €523.89 vs. price of €530.00 (1.2% above fair value)
  • GF Score™: 73/100 with 11 warning signs

No single metric tells the full story. See the STU:2D5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Acceptance Business Description

Other Exchanges CACC:USA
Address 25505 West Twelve Mile Road, Southfield, MI, USA, 48034-8339
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
73GF Score

Get the complete analysis for STU:2D5

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€530.00
Price
€523.89
GF Value