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SLMSTU:SM1 77 Market Cap is €4,122 Mil as of Jul. 14, 2026. GuruFocus rates STU:SM1 with a GF Score™ of 77/100 and a GF Value™ of €20.57. The stock has 2 warning signs investors should review. Among 554 Credit Services companies, SLM ranks better than 93.5% on this metric.
Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). SLM's share price for the quarter that ended in Mar. 2026 was €18.5. SLM's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 189 Mil. Therefore, SLM's market cap for the quarter that ended in Mar. 2026 was €3,489 Mil.
SLM's quarterly market cap
declined
from Sep. 2025 (€4,792 Mil) to Dec. 2025 (€4,583 Mil) and
declined
from Dec. 2025 (€4,583 Mil) to Mar. 2026 (€3,489 Mil).
SLM's annual market cap
increased
from Dec. 2023 (€3,834 Mil) to Dec. 2024 (€5,554 Mil) but then
declined
from Dec. 2024 (€5,554 Mil) to Dec. 2025 (€4,583 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. SLM's Enterprise Value for Today is €5,230 Mil.
SLM (STU:SM1) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
SLM Market Cap Related Terms
SLM Market Cap Historical Data
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The historical data trend for SLM's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, SLM's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SLM Market Cap vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SLM's Market Cap distribution charts can be found below:
* The bar in red indicates where SLM's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
SLM's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SLM (STU:SM1) has a Market Cap of €4,122 Mil as of Jul. 14, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on SLM and its competitors. According to the industry distribution chart, SLM ranks #36 out of 554 companies in the Credit Services industry, placing it in the top 6.5%.
Is SLM's Market Cap too high?
SLM's current Market Cap is €4,122 Mil. Based on the distribution chart, SLM ranks #36 out of 554 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, SLM has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does SLM's Market Cap compare to NNI and BFH?
According to the Credit Services industry distribution chart, SLM ranks #36 out of 554 companies for Market Cap. This places SLM in the top 7% of its industry — outperforming the majority of peers. The industry median Market Cap is 43.72. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Credit Services company?
The median Market Cap among Credit Services companies is 43.72, based on 554 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on SLM and its competitors. For the Credit Services industry, the median Market Cap is 43.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SLM's current Market Cap is €4,122 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SLM stock overvalued right now?
SLM (STU:SM1) has a current Market Cap of €4,122 Mil. The stock's GF Value™ is €20.57, compared to a current price of €21.80 — trading 6% above its estimated fair value. The current Market Cap is €4,122 Mil. SLM's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For SLM (STU:SM1), the current Market Cap is €4,122 Mil as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SLM (STU:SM1) Overvalued in 2026?
Based on GuruFocus' analysis, SLM stock appears to be overvalued.
The current stock price of €21.80 is trading 6% above its estimated GF Value™ of €20.57.
Key valuation signals for STU:SM1:
Market Cap: €4,122 Mil
GF Value™: €20.57 vs. price of €21.80 (6% above fair value)
No single metric tells the full story. See the STU:SM1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SLM Corp is an education solutions company. Its business is to originate and service loans to students and their families to finance the cost of their education. The term' Private Education Loans to mean education loans to students or their families that are not made, insured, or guaranteed by any state or federal government.
77GF Score
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