SLM (STU:SM1) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:SM1 SLM Corp STU:SM1
77 GF Score
Price €21.80
GF Value €20.57
! 2 Warning Signs
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What is SLM Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

STU:SM1
77GF Score
SLM Corp STU:SM1
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is SLM (STU:SM1) Overvalued in 2026?

Based on GuruFocus' analysis, SLM stock appears to be overvalued. The current stock price of €21.80 is trading 6% above its estimated GF Value™ of €20.57.

Key valuation signals for STU:SM1:

  • Altman Z-Score:
  • GF Value™: €20.57 vs. price of €21.80 (6% above fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the STU:SM1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SLM Business Description

Address 300 Continental Drive, Newark, DE, USA, 19713
SLM Corp is an education solutions company. Its business is to originate and service loans to students and their families to finance the cost of their education. The term' Private Education Loans to mean education loans to students or their families that are not made, insured, or guaranteed by any state or federal government.
77GF Score

Get the complete analysis for STU:SM1

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.80
Price
€20.57
GF Value