WCFB (WCF Bancorp) Net Cash per Share: $-22.58 (As of Dec. 2018)

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WCFB WCF Bancorp Inc WCFB
12 GF Score
Price $6.49
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What is WCF Bancorp Net Cash per Share?

WCF Bancorp WCFB +3.84% 12 Net Cash per Share is $-22.58 as of Dec. 2018. GuruFocus rates WCFB with a GF Score™ of 12/100.

Net Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents plus Marketable Securities minus Total Liabilities minus Minority Interest and then divided by Shares Outstanding (EOP). WCF Bancorp's Net Cash per Share for the quarter that ended in Dec. 2018 was $-22.58.

The historical rank and industry rank for WCF Bancorp's Net Cash per Share or its related term are showing as below:

WCFB's Price-to-Net-Cash is not ranked *
in the Banks industry.
Industry Median: 3.205
* Ranked among companies with meaningful Price-to-Net-Cash only.

WCF Bancorp  (OTCPK:WCFB) Net Cash per Share Explanation

Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.

You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.


WCF Bancorp Net Cash per Share Related Terms


WCF Bancorp Net Cash per Share Historical Data

* Premium members only.

The historical data trend for WCF Bancorp's Net Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WCF Bancorp Net Cash per Share Chart

WCF Bancorp Annual Data
Trend Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec15 Dec16 Dec17 Dec18
Net Cash per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -17.14 -12.35 -16.94 -20.61 -22.58

WCF Bancorp Semi-Annual Data
Dec97 Dec98 Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec15 Dec16 Dec17 Dec18
Net Cash per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -17.14 -12.35 -16.94 -20.61 -22.58

WCFB vs FNFI, LBNW, ASCN: Net Cash per Share Comparison

For the Banks - Regional subindustry, WCF Bancorp's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WCF Bancorp Price-to-Net-Cash vs Banks Industry

For the Banks industry and Financial Services sector, WCF Bancorp's Price-to-Net-Cash distribution charts can be found below:

* The bar in red indicates where WCF Bancorp's Price-to-Net-Cash falls into.


WCFB
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WCF Bancorp Inc WCFB
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WCF Bancorp Net Cash per Share Calculation

In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.

WCF Bancorp's Net Cash per Share for the fiscal year that ended in Dec. 2018 is calculated as

Net Cash per Share (A: Dec. 2018 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities-Total Liabilities-Minority Interest)/Shares Outstanding (EOP)
=(8.128+43.622-109.594-0)/2.562
=-22.58

WCF Bancorp's Net Cash per Share for the quarter that ended in Dec. 2018 is calculated as

Net Cash per Share (Q: Dec. 2018 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities-Total Liabilities-Minority Interest)/Shares Outstanding (EOP)
=(8.128+43.622-109.594-0)/2.562
=-22.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Cash per Share →
What does a Net Cash per Share of $-22.58 mean?
WCF Bancorp (WCFB) has a Net Cash per Share of $-22.58 as of Dec. 2018. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on WCF Bancorp and its competitors.
Is WCF Bancorp's Net Cash per Share too high?
WCF Bancorp's current Net Cash per Share is $-22.58. Overall, WCF Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does WCF Bancorp's Net Cash per Share compare to FNFI and LBNW?
WCF Bancorp's Net Cash per Share of $-22.58 can be compared against companies in the Banks industry. The industry median Net Cash per Share is 3.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for a Banks company?
The median Net Cash per Share among Banks companies is 3.21, based on 8 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on WCF Bancorp and its competitors. For the Banks industry, the median Net Cash per Share is 3.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WCF Bancorp's current Net Cash per Share is $-22.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WCF Bancorp stock overvalued right now?
WCF Bancorp (WCFB) has a current Net Cash per Share of $-22.58. The current Net Cash per Share is $-22.58. WCF Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For WCF Bancorp (WCFB), the current Net Cash per Share is $-22.58 as of Dec. 2018. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

WCF Bancorp Business Description

Address 401 Fair Meadow Drive, P.O. Box 638, Webster City, IA, USA, 50595
WCF Bancorp Inc is a bank holding company for WCF Financial Bank. The Bank has full-service offices in Webster City, Independence and Tama, Iowa. The primary business activities include accepting deposits from individual, corporate, and public clients and investing those deposits in real estate, agricultural, commercial, and personal loans. Its various banking and financial services and product offerings include credit and debit cards, loans, checking accounts, business loans, agricultural loans, business credit cards, and money market accounts, among others. The Bank provides banking services to its local respective markets.
12GF Score

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