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Equity to Asset ratio is calculated as total stockholders equity divided by total asset. WCF Bancorp's Total Stockholders Equity for the quarter that ended in Dec. 2018 was $27.77 Mil. WCF Bancorp's Total Assets for the quarter that ended in Dec. 2018 was $137.36 Mil.
Therefore, WCF Bancorp's Equity to Asset Ratio for the quarter that ended in Dec. 2018 was 0.20.
The historical rank and industry rank for WCF Bancorp's Equity-to-Asset or its related term are showing as below:
WCFB's Equity-to-Asset is not ranked *
in the Banks industry.
Industry Median: 0.1 * Ranked among companies with meaningful Equity-to-Asset only.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
WCF Bancorp Equity-to-Asset Related Terms
WCF Bancorp Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for WCF Bancorp's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WCFB vs FNFI, LBNW, ASCN: Equity-to-Asset Comparison
For the Banks - Regional subindustry, WCF Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WCF Bancorp Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, WCF Bancorp's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where WCF Bancorp's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
WCF Bancorp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2018 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WCF Bancorp (WCFB) has a Equity-to-Asset of 0.20 as of Dec. 2018. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on WCF Bancorp and its competitors.
Is WCF Bancorp's Equity-to-Asset too high?
WCF Bancorp's current Equity-to-Asset is 0.20. The Banks industry median Equity-to-Asset is 0.10. WCF Bancorp's value of 0.20 is 100% above this industry median. Overall, WCF Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does WCF Bancorp's Equity-to-Asset compare to FNFI and LBNW?
WCF Bancorp's Equity-to-Asset of 0.20 can be compared against companies in the Banks industry. The industry median Equity-to-Asset is 0.10. WCF Bancorp's value of 0.20 is 100% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WCF Bancorp's current Equity-to-Asset of 0.20 is 100% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on WCF Bancorp and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WCF Bancorp's current Equity-to-Asset is 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WCF Bancorp stock overvalued right now?
WCF Bancorp (WCFB) has a current Equity-to-Asset of 0.20. The current Equity-to-Asset is 0.20 and 100% above the Banks industry median of 0.10. WCF Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For WCF Bancorp (WCFB), the current Equity-to-Asset is 0.20 as of Dec. 2018. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
WCF Bancorp Inc is a bank holding company for WCF Financial Bank. The Bank has full-service offices in Webster City, Independence and Tama, Iowa. The primary business activities include accepting deposits from individual, corporate, and public clients and investing those deposits in real estate, agricultural, commercial, and personal loans. Its various banking and financial services and product offerings include credit and debit cards, loans, checking accounts, business loans, agricultural loans, business credit cards, and money market accounts, among others. The Bank provides banking services to its local respective markets.
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