WCFB (WCF Bancorp) PS Ratio: 4.70 (As of Jun. 30, 2026)


WCFB WCF Bancorp Inc WCFB
12 GF Score
Price $6.05
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What is WCF Bancorp PS Ratio?

WCF Bancorp WCFB 12 PS Ratio is 4.70 as of Jun. 30, 2026. GuruFocus rates WCFB with a GF Score™ of 12/100.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, WCF Bancorp's share price is $6.05. WCF Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2018 was $1.29. Hence, WCF Bancorp's PS Ratio for today is 4.70.

The historical rank and industry rank for WCF Bancorp's PS Ratio or its related term are showing as below:

WCFB's PS Ratio is not ranked *
in the Banks industry.
Industry Median: 2.97
* Ranked among companies with meaningful PS Ratio only.

WCF Bancorp's Revenue per Sharefor the six months ended in Dec. 2018 was $1.29. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2018 was $1.29.

Back to Basics: PS Ratio


WCF Bancorp  (OTCPK:WCFB) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


WCF Bancorp PS Ratio Related Terms


WCF Bancorp PS Ratio Historical Data

* Premium members only.

The historical data trend for WCF Bancorp's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WCF Bancorp PS Ratio Chart

WCF Bancorp Annual Data
Trend Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec15 Dec16 Dec17 Dec18
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.61 5.63 7.35 6.90 6.40

WCF Bancorp Semi-Annual Data
Dec97 Dec98 Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec15 Dec16 Dec17 Dec18
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.61 5.63 7.35 6.90 6.40

WCFB vs FNFI, LBNW, ASCN: PS Ratio Comparison

For the Banks - Regional subindustry, WCF Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WCF Bancorp PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, WCF Bancorp's PS Ratio distribution charts can be found below:

* The bar in red indicates where WCF Bancorp's PS Ratio falls into.


WCFB
12GF Score
WCF Bancorp Inc WCFB
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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WCF Bancorp PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

WCF Bancorp's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=6.05/1.287
=4.70

WCF Bancorp's Share Price of today is $6.05.
For company reported annually, GuruFocus uses latest annual data as the TTM data. WCF Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2018 was $1.29.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 4.70 mean?
WCF Bancorp (WCFB) has a PS Ratio of 4.70 as of Jun. 30, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on WCF Bancorp and its competitors.
Is WCF Bancorp's PS Ratio too high?
WCF Bancorp's current PS Ratio is 4.70. The Banks industry median PS Ratio is 2.97. WCF Bancorp's value of 4.70 is 58.2% above this industry median. Overall, WCF Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does WCF Bancorp's PS Ratio compare to FNFI and LBNW?
WCF Bancorp's PS Ratio of 4.70 can be compared against companies in the Banks industry. The industry median PS Ratio is 2.97. WCF Bancorp's value of 4.70 is 58.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.97, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WCF Bancorp's current PS Ratio of 4.70 is 58.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on WCF Bancorp and its competitors. For the Banks industry, the median PS Ratio is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WCF Bancorp's current PS Ratio is 4.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WCF Bancorp stock overvalued right now?
WCF Bancorp (WCFB) has a current PS Ratio of 4.70. The current PS Ratio is 4.70 and 58.2% above the Banks industry median of 2.97. WCF Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For WCF Bancorp (WCFB), the current PS Ratio is 4.70 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

WCF Bancorp Business Description

Address 401 Fair Meadow Drive, P.O. Box 638, Webster City, IA, USA, 50595
WCF Bancorp Inc is a bank holding company for WCF Financial Bank. The Bank has full-service offices in Webster City, Independence and Tama, Iowa. The primary business activities include accepting deposits from individual, corporate, and public clients and investing those deposits in real estate, agricultural, commercial, and personal loans. Its various banking and financial services and product offerings include credit and debit cards, loans, checking accounts, business loans, agricultural loans, business credit cards, and money market accounts, among others. The Bank provides banking services to its local respective markets.
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$6.05
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