EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, WCF Bancorp's Enterprise Value is $11.27 Mil.
WCF Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2018 was $0.62 Mil. Therefore, WCF Bancorp's EV-to-FCF for today is 18.15.
The historical rank and industry rank for WCF Bancorp's EV-to-FCF or its related term are showing as below:
WCFB'
s EV-to-FCF Range Over the Past 10 Years
Min: 0 Med: 0 Max: 18.15
Current: 18.15
During the past 13 years, the highest EV-to-FCF of WCF Bancorp was 18.15. The lowest was 0.00. And the median was 0.00.
WCFB's EV-to-FCF is not ranked
in the Banks industry.
Industry Median: 6.52
vs WCFB: 18.15
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
WCF Bancorp's PE Ratio (TTM) for today is calculated as:
WCF Bancorp's share price for today is $6.05.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. WCF Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2018 was $0.090.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
WCF Bancorp EV-to-FCF Related Terms
WCF Bancorp EV-to-FCF Historical Data
* Premium members only.
The historical data trend for WCF Bancorp's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, WCF Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WCF Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, WCF Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where WCF Bancorp's EV-to-FCF falls into.
WCF Bancorp's current Enterprise Value is $11.27 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. WCF Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2018 was $0.62 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WCF Bancorp (WCFB) has a EV-to-FCF of 18.15 as of Jun. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on WCF Bancorp and its competitors.
Is WCF Bancorp's EV-to-FCF too high?
WCF Bancorp's current EV-to-FCF is 18.15. The Banks industry median EV-to-FCF is 6.52. WCF Bancorp's value of 18.15 is 178.4% above this industry median. Overall, WCF Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does WCF Bancorp's EV-to-FCF compare to FNFI and LBNW?
WCF Bancorp's EV-to-FCF of 18.15 can be compared against companies in the Banks industry. The industry median EV-to-FCF is 6.52. WCF Bancorp's value of 18.15 is 178.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WCF Bancorp's current EV-to-FCF of 18.15 is 178.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on WCF Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WCF Bancorp's current EV-to-FCF is 18.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WCF Bancorp stock overvalued right now?
WCF Bancorp (WCFB) has a current EV-to-FCF of 18.15. The current EV-to-FCF is 18.15 and 178.4% above the Banks industry median of 6.52. WCF Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For WCF Bancorp (WCFB), the current EV-to-FCF is 18.15 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
WCF Bancorp Inc is a bank holding company for WCF Financial Bank. The Bank has full-service offices in Webster City, Independence and Tama, Iowa. The primary business activities include accepting deposits from individual, corporate, and public clients and investing those deposits in real estate, agricultural, commercial, and personal loans. Its various banking and financial services and product offerings include credit and debit cards, loans, checking accounts, business loans, agricultural loans, business credit cards, and money market accounts, among others. The Bank provides banking services to its local respective markets.
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