WCFB (WCF Bancorp) Dividend Payout Ratio: 2.22 (As of Dec. 2018)


WCFB WCF Bancorp Inc WCFB
12 GF Score
Price $6.05
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What is WCF Bancorp Dividend Payout Ratio?

WCF Bancorp WCFB 12 Dividend Payout Ratio is 2.22 as of Dec. 2018. GuruFocus rates WCFB with a GF Score™ of 12/100.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. WCF Bancorp's Dividend Payout Ratio for the months ended in Dec. 2018 was 2.22.

The historical rank and industry rank for WCF Bancorp's Dividend Payout Ratio or its related term are showing as below:

WCFB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0   Med: 0   Max: 2.22
Current: 2.22


During the past 13 years, the highest Dividend Payout Ratio of WCF Bancorp was 2.22. The lowest was 0.00. And the median was 0.00.

WCFB's Dividend Payout Ratio is not ranked
in the Banks industry.
Industry Median: 0.32 vs WCFB: 2.22

As of today (2026-06-27), the Dividend Yield % of WCF Bancorp is 1.65%.

During the past 13 years, the highest Trailing Annual Dividend Yield of WCF Bancorp was 1.69%. The lowest was 0.00%. And the median was 0.00%.

WCF Bancorp's Dividends per Share for the months ended in Dec. 2018 was $0.20.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


WCF Bancorp (OTCPK:WCFB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


WCF Bancorp Dividend Payout Ratio Related Terms


WCF Bancorp Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for WCF Bancorp's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WCF Bancorp Dividend Payout Ratio Chart

WCF Bancorp Annual Data
Trend Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec15 Dec16 Dec17 Dec18
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.45 0.68 2.83 0.00 2.22

WCF Bancorp Semi-Annual Data
Dec97 Dec98 Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec15 Dec16 Dec17 Dec18
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.45 0.68 2.83 0.00 2.22

WCFB vs FNFI, LBNW, ASCN: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, WCF Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WCF Bancorp Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, WCF Bancorp's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where WCF Bancorp's Dividend Payout Ratio falls into.


WCFB
12GF Score
WCF Bancorp Inc WCFB
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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WCF Bancorp Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

WCF Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2018 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2018 )/ Earnings per Share (Diluted) (A: Dec. 2018 )
=0.2/ 0.09
=2.22

WCF Bancorp's Dividend Payout Ratio for the quarter that ended in Dec. 2018 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2018 )/ Earnings per Share (Diluted) (Q: Dec. 2018 )
=0.2/ 0.09
=2.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 2.22 mean?
WCF Bancorp (WCFB) has a Dividend Payout Ratio of 2.22 as of Dec. 2018. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on WCF Bancorp and its competitors.
Is WCF Bancorp's Dividend Payout Ratio too high?
WCF Bancorp's current Dividend Payout Ratio is 2.22. The Banks industry median Dividend Payout Ratio is 0.32. WCF Bancorp's value of 2.22 is 593.8% above this industry median. Overall, WCF Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does WCF Bancorp's Dividend Payout Ratio compare to FNFI and LBNW?
WCF Bancorp's Dividend Payout Ratio of 2.22 can be compared against companies in the Banks industry. The industry median Dividend Payout Ratio is 0.32. WCF Bancorp's value of 2.22 is 593.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WCF Bancorp's current Dividend Payout Ratio of 2.22 is 593.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on WCF Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WCF Bancorp's current Dividend Payout Ratio is 2.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WCF Bancorp stock overvalued right now?
WCF Bancorp (WCFB) has a current Dividend Payout Ratio of 2.22. The current Dividend Payout Ratio is 2.22 and 593.8% above the Banks industry median of 0.32. WCF Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For WCF Bancorp (WCFB), the current Dividend Payout Ratio is 2.22 as of Dec. 2018. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

WCF Bancorp Business Description

Address 401 Fair Meadow Drive, P.O. Box 638, Webster City, IA, USA, 50595
WCF Bancorp Inc is a bank holding company for WCF Financial Bank. The Bank has full-service offices in Webster City, Independence and Tama, Iowa. The primary business activities include accepting deposits from individual, corporate, and public clients and investing those deposits in real estate, agricultural, commercial, and personal loans. Its various banking and financial services and product offerings include credit and debit cards, loans, checking accounts, business loans, agricultural loans, business credit cards, and money market accounts, among others. The Bank provides banking services to its local respective markets.
12GF Score

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