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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for WCF Bancorp's Debt-to-Equity or its related term are showing as below:
WCFB's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.57 * Ranked among companies with meaningful Debt-to-Equity only.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
WCF Bancorp Debt-to-Equity Related Terms
WCF Bancorp Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for WCF Bancorp's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WCFB vs FNFI, LBNW, ASCN: Debt-to-Equity Comparison
For the Banks - Regional subindustry, WCF Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WCF Bancorp Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, WCF Bancorp's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where WCF Bancorp's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WCF Bancorp (WCFB) has a Debt-to-Equity of 0.86 as of Dec. 2018. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on WCF Bancorp and its competitors.
Is WCF Bancorp's Debt-to-Equity too high?
WCF Bancorp's current Debt-to-Equity is 0.86. The Banks industry median Debt-to-Equity is 0.57. WCF Bancorp's value of 0.86 is 50.9% above this industry median. Overall, WCF Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does WCF Bancorp's Debt-to-Equity compare to FNFI and LBNW?
WCF Bancorp's Debt-to-Equity of 0.86 can be compared against companies in the Banks industry. The industry median Debt-to-Equity is 0.57. WCF Bancorp's value of 0.86 is 50.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,418 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WCF Bancorp's current Debt-to-Equity of 0.86 is 50.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on WCF Bancorp and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WCF Bancorp's current Debt-to-Equity is 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WCF Bancorp stock overvalued right now?
WCF Bancorp (WCFB) has a current Debt-to-Equity of 0.86. The current Debt-to-Equity is 0.86 and 50.9% above the Banks industry median of 0.57. WCF Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For WCF Bancorp (WCFB), the current Debt-to-Equity is 0.86 as of Dec. 2018. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
WCF Bancorp Inc is a bank holding company for WCF Financial Bank. The Bank has full-service offices in Webster City, Independence and Tama, Iowa. The primary business activities include accepting deposits from individual, corporate, and public clients and investing those deposits in real estate, agricultural, commercial, and personal loans. Its various banking and financial services and product offerings include credit and debit cards, loans, checking accounts, business loans, agricultural loans, business credit cards, and money market accounts, among others. The Bank provides banking services to its local respective markets.
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