WCF Bancorp (WCF Bancorp) Debt-to-Equity : 0.86 (As of Dec. 2018)

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What is WCF Bancorp Debt-to-Equity?

WCF Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2018 was $0.00 Mil. WCF Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2018 was $24.00 Mil. WCF Bancorp's Total Stockholders Equity for the quarter that ended in Dec. 2018 was $27.77 Mil. WCF Bancorp's debt to equity for the quarter that ended in Dec. 2018 was 0.86.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for WCF Bancorp's Debt-to-Equity or its related term are showing as below:

WCFB's Debt-to-Equity is not ranked ^*
in the Banks industry.
Industry Median: 0.65
* Ranked among companies with meaningful Debt-to-Equity only.

WCF Bancorp Debt-to-Equity Historical Data

The historical data trend for WCF Bancorp's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

WCF Bancorp Debt-to-Equity Chart

WCF Bancorp Annual Data

Trend

Dec01

Dec02

Dec03

Dec04

Dec05

Dec06

Dec15

Dec16

Dec17

Dec18

Debt-to-Equity

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0.52

0.55

0.19

0.49

0.86

WCF Bancorp Semi-Annual Data
	Dec97	Dec98	Dec99	Dec00	Dec01	Dec02	Dec03	Dec04	Dec05	Dec06	Dec15	Dec16	Dec17	Dec18
Debt-to-Equity	Get a 7-Day Free Trial									0.52	0.55	0.19	0.49	0.86

Competitive Comparison of WCF Bancorp's Debt-to-Equity

For the Banks - Regional subindustry, WCF Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

WCF Bancorp's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, WCF Bancorp's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where WCF Bancorp's Debt-to-Equity falls into.

WCF Bancorp Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

WCF Bancorp's Debt to Equity Ratio for the fiscal year that ended in Dec. 2018 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	24)	/	27.771
	=	0.86

WCF Bancorp's Debt to Equity Ratio for the quarter that ended in Dec. 2018 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	24)	/	27.771
	=	0.86

WCF Bancorp (OTCPK:WCFB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

WCF Bancorp Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of WCF Bancorp's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

WCF Bancorp (WCF Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » WCF Bancorp Inc (OTCPK:WCFB) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

401 Fair Meadow Drive, P.O. Box 638, Webster City, IA, USA, 50595

Website

https://www.wcfbank.com

WCF Bancorp Inc is a bank holding company. It is engaged in the ownership and operation of banks. The business activities of the bank involve accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in real estate loans secured by one-to-four family residences. The bank also originates consumer loans and non-owner occupied one-to-four family residential real estate loans. Its primary sources of funds are deposits, principal and interest payments on loans and securities and advances. It derives revenue principally from the interest on loans and securities, and from loan origination and servicing fees.

Executives

Michelle Zahn	officer: Chief Financial Officer	401 FAIR MEADOW DRIVE, WEBSTER CITY IA 50595
Bradley Mickelson	director	401 FAIR MEADOW DRIVE, WEBSTER CITY IA 50595
Paul L Moen	officer: Chief Financial Officer	401 FAIR MEADOW DRIVE, WEBSTER CITY IA 50595
Michael R Segner	director, officer: President and CEO	401 FAIR MEADOW DRIVE, WEBSTER CITY IA 50595
Thomas J Hromatka	director	C/O NORTH CENTRAL BANCSHARES INC, 825 CENTRAL AVENUE, FORT DODGE IA 50501
Kevin Eason	officer: EVP and CCO	401 FAIR MEADOW DRIVE, WEBSTER CITY IA 50595
C Thomas Chalstrom	director	C/O NORTH CENTRAL BANCSHARES INC, 825 CENTRAL AVE PO BOX 1237, FORT DODGE IA 50501
Kyle R Swon	director, officer: SVP	220 DES MOINES ST, PO BOX 638, WEBSTER CITY IA 50595
Stephen L Mourlam	director, officer: President and CEO	220 DES MOINES ST, PO BOX 638, WEBSTER CITY IA 50595
Leo Moriarity	director	401 FAIR MEADOW DRIVE, WEBSTER CITY IA 50595
Harold J Pursley	director, other: Chairman	401 FAIR MEADOW DRIVE, WEBSTER CITY IA 50595
Kasie L Doering	officer: CFO	401 FAIR MEADOW DRIVE, WEBSTER CITY IA 50595

WCF Bancorp (WCF Bancorp) Headlines

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