First BanCorpFRA:OLWN -3.54%80 OCF Yield % is 11.32 as of Jun. 27, 2026, which is 19% below its 10-year median of 14.01. GuruFocus rates FRA:OLWN with a GF Score™ of 80/100 and a GF Value™ of €18.15 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,502 Banks companies, First BanCorp ranks better than 58.85% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
First BanCorp OCF Yield % Related Terms
First BanCorp OCF Yield % Historical Data
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The historical data trend for First BanCorp's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:OLWN vs BANF, WSFS, RNST: OCF Yield % Comparison
For the Banks - Regional subindustry, First BanCorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First BanCorp OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First BanCorp's OCF Yield % distribution charts can be found below:
* The bar in red indicates where First BanCorp's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First BanCorp (FRA:OLWN) has a OCF Yield % of 11.32 as of Jun. 27, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First BanCorp and its competitors. This is 19% below median its historical median of 14.01. Over the past decade, First BanCorp's OCF Yield % has ranged from 10.68 to 35.07. According to the industry distribution chart, First BanCorp ranks #618 out of 1502 companies in the Banks industry, placing it in the top 41.1%.
Is First BanCorp's OCF Yield % too high?
First BanCorp's current OCF Yield % of 11.32 is 19% below median its 10-year median of 14.01. Over the past 10 years, this metric has ranged from a low of 10.68 to a high of 35.07. The Banks industry median OCF Yield % is 9.24. First BanCorp's value of 11.32 is 22.5% above this industry median. Based on the distribution chart, First BanCorp ranks #618 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, First BanCorp has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First BanCorp's OCF Yield % compare to BANF and WSFS?
According to the Banks industry distribution chart, First BanCorp ranks #618 out of 1502 companies for OCF Yield %. This puts First BanCorp in the upper half of its industry. The industry median OCF Yield % is 9.24. First BanCorp's value of 11.32 is 22.5% above this benchmark. Historically, First BanCorp's own OCF Yield % has ranged from 10.68 to 35.07 over the past decade. While the company's 10-year median is 14.01 vs. the industry median of 9.24, First BanCorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First BanCorp's current OCF Yield % of 11.32 is 22.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First BanCorp and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First BanCorp's current OCF Yield % is 11.32, which is 19% below median its own 10-year median of 14.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First BanCorp stock overvalued right now?
Based on GuruFocus' analysis, First BanCorp (FRA:OLWN) is currently considered Modestly Overvalued. The stock's GF Value™ is €18.15, compared to a current price of €21.80 — trading 20.1% above its estimated fair value. The current OCF Yield % is 11.32, which is 19% below median its 10-year median of 14.01 and 22.5% above the Banks industry median of 9.24. First BanCorp's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For First BanCorp (FRA:OLWN), the current OCF Yield % is 11.32 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First BanCorp (FRA:OLWN) Overvalued in 2026?
Based on GuruFocus' analysis, First BanCorp stock appears to be overvalued.
The current stock price of €21.80 is trading 20.1% above its estimated GF Value™ of €18.15.
GuruFocus considers First BanCorp to be Modestly Overvalued.
Key valuation signals for FRA:OLWN:
OCF Yield %: 11.32 (19% below median its 10-year median of 14.01)
GF Value™: €18.15 vs. price of €21.80 (20.1% above fair value)
Industry Position: 22.5% above the Banks median (#618 of 1502)
No single metric tells the full story. See the FRA:OLWN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First BanCorp is a financial holding company. The company's operating segment includes Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Consumer (Retail) Banking segment generates the majority of revenue, which consists of the Corporation's consumer lending and deposit-taking activities conducted mainly through its branch network and loan centres. Geographically, it derives a majority of revenue from Puerto Rico.
80GF Score
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