First BanCorp (FRA:OLWN) ROCE %: % (As of Mar. 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:OLWN First BanCorp FRA:OLWN
80 GF Score
Price €22.60
GF Value €18.48
! 5 Warning Signs
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What is First BanCorp ROCE %?

First BanCorp FRA:OLWN +4.63% 80 ROCE % is % as of Mar. 2026. GuruFocus rates FRA:OLWN with a GF Score™ of 80/100 and a GF Value™ of €18.48. The stock has 5 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

FRA:OLWN
80GF Score
First BanCorp FRA:OLWN
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
First BanCorp (FRA:OLWN) has a ROCE % of % as of Mar. 2026.
Is First BanCorp's ROCE % too high?
First BanCorp's current ROCE % is %. Overall, First BanCorp has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does First BanCorp's ROCE % compare to INDB and WSFS?
First BanCorp's ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 3.22. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.22, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First BanCorp's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First BanCorp stock overvalued right now?
First BanCorp (FRA:OLWN) has a current ROCE % of %. The stock's GF Value™ is €18.48, compared to a current price of €22.60 — trading 22.3% above its estimated fair value. The current ROCE % is %. First BanCorp's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For First BanCorp (FRA:OLWN), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First BanCorp (FRA:OLWN) Overvalued in 2026?

Based on GuruFocus' analysis, First BanCorp stock appears to be overvalued. The current stock price of €22.60 is trading 22.3% above its estimated GF Value™ of €18.48.

Key valuation signals for FRA:OLWN:

  • ROCE %: %
  • GF Value™: €18.48 vs. price of €22.60 (22.3% above fair value)
  • GF Score™: 80/100 with 5 warning signs

No single metric tells the full story. See the FRA:OLWN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First BanCorp Business Description

Other Exchanges FBP:USAOLWN:Germany
Address 1519 Ponce de Leon Avenue, Stop 23, San Juan, PRI, 00908-0146
First BanCorp is a financial holding company. The company's operating segment includes Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Consumer (Retail) Banking segment generates the majority of revenue, which consists of the Corporation's consumer lending and deposit-taking activities conducted mainly through its branch network and loan centres. Geographically, it derives a majority of revenue from Puerto Rico.
80GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.60
Price
€18.48
GF Value