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Pretax income is the income that a company earns before paying income taxes. First BanCorp's pretax income for the
three
months ended in Jun. 2026 was €104.3 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was €385.3 Mil.
First BanCorp's pretax margin was 46.72%.
During the past 13 years, First BanCorp's highest Pretax Margin was 52.35%. The lowest was 11.83%. And the median was 40.86%.
During the past 13 years, First BanCorp's highest Pretax Margin was 52.35%. The lowest was 11.83%. And the median was 40.86%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First BanCorp Pre-Tax Income Related Terms
First BanCorp Pre-Tax Income Historical Data
* Premium members only.
The historical data trend for First BanCorp's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:OLWN vs TCBI, UCB, CATY: Pre-Tax Income Comparison
For the Banks - Regional subindustry, First BanCorp's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First BanCorp Pre-Tax Income vs Banks Industry
For the Banks industry and Financial Services sector, First BanCorp's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where First BanCorp's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €385.3 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First BanCorp (FRA:OLWN) has a Pre-Tax Income of €385.3 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on First BanCorp and its competitors.
Is First BanCorp's Pre-Tax Income too high?
First BanCorp's current Pre-Tax Income is €385.3 Mil. Overall, First BanCorp has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does First BanCorp's Pre-Tax Income compare to TCBI and UCB?
First BanCorp's Pre-Tax Income of €385.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on First BanCorp and its competitors. First BanCorp's current Pre-Tax Income is €385.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First BanCorp stock overvalued right now?
First BanCorp (FRA:OLWN) has a current Pre-Tax Income of €385.3 Mil. The stock's GF Value™ is €19.04, compared to a current price of €23.40 — trading 22.9% above its estimated fair value. The current Pre-Tax Income is €385.3 Mil. First BanCorp's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For First BanCorp (FRA:OLWN), the current Pre-Tax Income is €385.3 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First BanCorp (FRA:OLWN) Overvalued in 2026?
Based on GuruFocus' analysis, First BanCorp stock appears to be overvalued.
The current stock price of €23.40 is trading 22.9% above its estimated GF Value™ of €19.04.
Key valuation signals for FRA:OLWN:
Pre-Tax Income: €385.3 Mil
GF Value™: €19.04 vs. price of €23.40 (22.9% above fair value)
No single metric tells the full story. See the FRA:OLWN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First BanCorp is a financial holding company. The company's operating segment includes Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Consumer (Retail) Banking segment generates the majority of revenue, which consists of the Corporation's consumer lending and deposit-taking activities conducted mainly through its branch network and loan centres. Geographically, it derives a majority of revenue from Puerto Rico.
80GF Score
Get the complete analysis for FRA:OLWN
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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