First BanCorp (FRA:OLWN) Tariff Resilience Score: 7/10 (As of Jun. 30, 2026)


FRA:OLWN First BanCorp FRA:OLWN
80 GF Score
Price €22.20
GF Value €18.66
! 5 Warning Signs
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What is First BanCorp Tariff Resilience Score?

First BanCorp FRA:OLWN +1.83% 80 Tariff Resilience Score is 7 as of Jun. 30, 2026. GuruFocus rates FRA:OLWN with a GF Score™ of 80/100 and a GF Value™ of €18.66. The stock has 5 warning signs investors should review. Among 1,609 Banks companies, First BanCorp ranks better than 60.6% on this metric.

First BanCorp has the Tariff Resilience Score of 7, which implies that the company might have Highly Resilient.

First BanCorp has Primarily operates in Puerto Rico and the U.S., with limited direct exposure to international tariffs. Some indirect effects possible through economic conditions.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes First BanCorp might have Highly Resilient.

First BanCorp  (FRA:OLWN) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

First BanCorp Tariff Resilience Score Related Terms

FRA:OLWN vs INDB, WSFS, RNST: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, First BanCorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First BanCorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, First BanCorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where First BanCorp's Tariff Resilience Score falls into.


FRA:OLWN
80GF Score
First BanCorp FRA:OLWN
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 7 mean?
First BanCorp (FRA:OLWN) has a Tariff Resilience Score of 7 as of Jun. 30, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, First BanCorp ranks #634 out of 1609 companies in the Banks industry, placing it in the top 39.4%.
Is First BanCorp's Tariff Resilience Score too high?
First BanCorp's current Tariff Resilience Score is 7. Based on the distribution chart, First BanCorp ranks #634 out of 1609 companies in the Banks industry, which is above the industry midpoint. Overall, First BanCorp has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does First BanCorp's Tariff Resilience Score compare to INDB and WSFS?
According to the Banks industry distribution chart, First BanCorp ranks #634 out of 1609 companies for Tariff Resilience Score. This puts First BanCorp in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. First BanCorp's current Tariff Resilience Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First BanCorp stock overvalued right now?
First BanCorp (FRA:OLWN) has a current Tariff Resilience Score of 7. The stock's GF Value™ is €18.66, compared to a current price of €22.20 — trading 19% above its estimated fair value. The current Tariff Resilience Score is 7. First BanCorp's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For First BanCorp (FRA:OLWN), the current Tariff Resilience Score is 7 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First BanCorp (FRA:OLWN) Overvalued in 2026?

Based on GuruFocus' analysis, First BanCorp stock appears to be overvalued. The current stock price of €22.20 is trading 19% above its estimated GF Value™ of €18.66.

Key valuation signals for FRA:OLWN:

  • Tariff Resilience Score: 7
  • GF Value™: €18.66 vs. price of €22.20 (19% above fair value)
  • GF Score™: 80/100 with 5 warning signs

No single metric tells the full story. See the FRA:OLWN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First BanCorp Business Description

Other Exchanges FBP:USAOLWN:Germany
Address 1519 Ponce de Leon Avenue, Stop 23, San Juan, PRI, 00908-0146
First BanCorp is a financial holding company. The company's operating segment includes Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Consumer (Retail) Banking segment generates the majority of revenue, which consists of the Corporation's consumer lending and deposit-taking activities conducted mainly through its branch network and loan centres. Geographically, it derives a majority of revenue from Puerto Rico.
80GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.20
Price
€18.66
GF Value