First BanCorp (FRA:OLWN) Quality Rank


FRA:OLWN First BanCorp FRA:OLWN
80 GF Score
Price €22.40
GF Value €18.72
! 5 Warning Signs
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What is First BanCorp Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

First BanCorp Quality Rank Related Terms

FRA:OLWN
80GF Score
First BanCorp FRA:OLWN
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is First BanCorp (FRA:OLWN) Overvalued in 2026?

Based on GuruFocus' analysis, First BanCorp stock appears to be overvalued. The current stock price of €22.40 is trading 19.7% above its estimated GF Value™ of €18.72.

Key valuation signals for FRA:OLWN:

  • Quality Rank:
  • GF Value™: €18.72 vs. price of €22.40 (19.7% above fair value)
  • GF Score™: 80/100 with 5 warning signs

No single metric tells the full story. See the FRA:OLWN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First BanCorp Business Description

Other Exchanges FBP:USAOLWN:Germany
Address 1519 Ponce de Leon Avenue, Stop 23, San Juan, PRI, 00908-0146
First BanCorp is a financial holding company. The company's operating segment includes Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Consumer (Retail) Banking segment generates the majority of revenue, which consists of the Corporation's consumer lending and deposit-taking activities conducted mainly through its branch network and loan centres. Geographically, it derives a majority of revenue from Puerto Rico.
80GF Score

Get the complete analysis for FRA:OLWN

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.40
Price
€18.72
GF Value