CBFV (CB Financial Services) Dividend Payout Ratio: 0.39 (As of Mar. 2026) — 19% Below Median

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CBFV CB Financial Services Inc CBFV
58 GF Score
Price $36.75
GF Value $31.12
Valuation Modestly Overvalued
! 5 Warning Signs
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What is CB Financial Services Dividend Payout Ratio?

CB Financial Services CBFV -2.63% 58 Dividend Payout Ratio is 0.39 as of Mar. 2026, which is 19% below its 10-year median of 0.48. GuruFocus rates CBFV with a GF Score™ of 58/100 and a GF Value™ of $31.12 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,174 Banks companies, CB Financial Services ranks worse than 56.05% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. CB Financial Services's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.39.

The historical rank and industry rank for CB Financial Services's Dividend Payout Ratio or its related term are showing as below:

CBFV' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.36   Med: 0.48   Max: 0.59
Current: 0.36

During the past 13 years, the highest Dividend Payout Ratio of CB Financial Services was 0.59. The lowest was 0.36. And the median was 0.48.

CBFV's Dividend Payout Ratio is ranked worse than
56.05% of 1174 companies
in the Banks industry
Industry Median: 0.32 vs CBFV: 0.36

As of today (2026-08-02), the Dividend Yield % of CB Financial Services is 2.95%.

During the past 13 years, the highest Trailing Annual Dividend Yield of CB Financial Services was 5.55%. The lowest was 2.46%. And the median was 3.75%.

CB Financial Services's Dividends per Share for the months ended in Mar. 2026 was $0.28.

During the past 12 months, CB Financial Services's average Dividends Per Share Growth Rate was 5.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 2.00% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 1.30% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 1.80% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of CB Financial Services was 2.90% per year. The lowest was 0.00% per year. And the median was 1.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

CB Financial Services (NAS:CBFV) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

CB Financial Services Dividend Payout Ratio Related Terms

CB Financial Services Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for CB Financial Services's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Financial Services Dividend Payout Ratio Chart

CB Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.49 0.45 0.41 0.49 0.38

CB Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.34 0.35 0.36 0.39 0.35

CBFV vs FGFH, ARBV, CPKF: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, CB Financial Services's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CB Financial Services Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CB Financial Services's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where CB Financial Services's Dividend Payout Ratio falls into.


CBFV
58GF Score
CB Financial Services Inc CBFV
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CB Financial Services Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

CB Financial Services's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=1.02/ 2.71
=0.38

CB Financial Services's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.28/ 0.72
=0.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.39 mean?
CB Financial Services (CBFV) has a Dividend Payout Ratio of 0.39 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on CB Financial Services and its competitors. This is 19% below median its historical median of 0.48. Over the past decade, CB Financial Services' Dividend Payout Ratio has ranged from 0.36 to 0.59. According to the industry distribution chart, CB Financial Services ranks #658 out of 1174 companies in the Banks industry, placing it in the top 56%.
Is CB Financial Services' Dividend Payout Ratio too high?
CB Financial Services' current Dividend Payout Ratio of 0.39 is 19% below median its 10-year median of 0.48. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 0.59. The Banks industry median Dividend Payout Ratio is 0.32. CB Financial Services' value of 0.39 is 21.9% above this industry median. Based on the distribution chart, CB Financial Services ranks #658 out of 1174 companies in the Banks industry, which is below the industry midpoint. Overall, CB Financial Services has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CB Financial Services' Dividend Payout Ratio compare to FGFH and ARBV?
According to the Banks industry distribution chart, CB Financial Services ranks #658 out of 1174 companies for Dividend Payout Ratio. This places CB Financial Services in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. CB Financial Services' value of 0.39 is 21.9% above this benchmark. Historically, CB Financial Services' own Dividend Payout Ratio has ranged from 0.36 to 0.59 over the past decade. While the company's 10-year median is 0.48 vs. the industry median of 0.32, CB Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,174 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CB Financial Services's current Dividend Payout Ratio of 0.39 is 21.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on CB Financial Services and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Financial Services's current Dividend Payout Ratio is 0.39, which is 19% below median its own 10-year median of 0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Financial Services stock overvalued right now?
Based on GuruFocus' analysis, CB Financial Services (CBFV) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.12, compared to a current price of $36.75 — trading 18.1% above its estimated fair value. The current Dividend Payout Ratio is 0.39, which is 19% below median its 10-year median of 0.48 and 21.9% above the Banks industry median of 0.32. CB Financial Services' overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For CB Financial Services (CBFV), the current Dividend Payout Ratio is 0.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Financial Services (CBFV) Overvalued in 2026?

Based on GuruFocus' analysis, CB Financial Services stock appears to be overvalued. The current stock price of $36.75 is trading 18.1% above its estimated GF Value™ of $31.12. GuruFocus considers CB Financial Services to be Modestly Overvalued.

Key valuation signals for CBFV:

  • Dividend Payout Ratio: 0.39 (19% below median its 10-year median of 0.48)
  • GF Value™: $31.12 vs. price of $36.75 (18.1% above fair value)
  • GF Score™: 58/100 with 5 warning signs
  • Industry Position: 21.9% above the Banks median (#658 of 1174)

No single metric tells the full story. See the CBFV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CB Financial Services Business Description

Address 100 North Market Street, Carmichaels, PA, USA, 15320
CB Financial Services Incis a bank holding company headquartered in Carmichaels, Pennsylvania. The company had one reportable segment, community banking services. The Bank also has a loan production office in Allegheny County, a loan production office and a corporate center in Washington County, and an operations center in Greene County, Pennsylvania. The Bank is a community-oriented institution offering residential and commercial real estate loans, commercial and industrial loans, and consumer loans, as well as a variety of deposit products for individuals and businesses in its market area.
58GF Score

Get the complete analysis for CBFV

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.75
Price
$31.12
GF Value