CBFV (CB Financial Services) FCF Yield %: 8.59 (As of Aug. 02, 2026) — Near Median

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CBFV CB Financial Services Inc CBFV
58 GF Score
Price $36.75
GF Value $31.12
Valuation Modestly Overvalued
! 5 Warning Signs
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What is CB Financial Services FCF Yield %?

CB Financial Services CBFV -2.63% 58 FCF Yield % is 8.59 as of Aug. 02, 2026, which is 7% above its 10-year median of 8.01. GuruFocus rates CBFV with a GF Score™ of 58/100 and a GF Value™ of $31.12 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,502 Banks companies, CB Financial Services ranks better than 53.86% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, CB Financial Services's Trailing 12-Month Free Cash Flow is $16.05 Mil, and Market Cap is $186.71 Mil. Therefore, CB Financial Services's FCF Yield % for today is 8.59%.

The historical rank and industry rank for CB Financial Services's FCF Yield % or its related term are showing as below:

CBFV' s FCF Yield % Range Over the Past 10 Years
Min: -2.01   Med: 8.01   Max: 20.16
Current: 8.59


During the past 13 years, the highest FCF Yield % of CB Financial Services was 20.16%. The lowest was -2.01%. And the median was 8.01%.

CBFV's FCF Yield % is ranked better than
53.86% of 1502 companies
in the Banks industry
Industry Median: 7.915 vs CBFV: 8.59

CB Financial Services's FCF Margin % for the quarter that ended in Mar. 2026 was 19.52%.


CB Financial Services FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


CB Financial Services FCF Yield % Related Terms


CB Financial Services FCF Yield % Historical Data

* Premium members only.

The historical data trend for CB Financial Services's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Financial Services FCF Yield % Chart

CB Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.43 12.48 8.98 2.34 9.77

CB Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.94 10.89 11.02 6.50 0.00

CBFV vs FGFH, ARBV, CPKF: FCF Yield % Comparison

For the Banks - Regional subindustry, CB Financial Services's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Financial Services FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, CB Financial Services's FCF Yield % distribution charts can be found below:

* The bar in red indicates where CB Financial Services's FCF Yield % falls into.


CBFV
58GF Score
CB Financial Services Inc CBFV
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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CB Financial Services FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

CB Financial Services's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=17.157 / 175.58982
=9.77%

CB Financial Services's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=2.816 * 4 / 173.36096
=6.50%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 8.59 mean?
CB Financial Services (CBFV) has a FCF Yield % of 8.59 as of Aug. 02, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CB Financial Services and its competitors. This is near median its historical median of 8.01. According to the industry distribution chart, CB Financial Services ranks #693 out of 1502 companies in the Banks industry, placing it in the top 46.1%.
Is CB Financial Services' FCF Yield % too high?
CB Financial Services' current FCF Yield % of 8.59 is near median its 10-year median of 8.01. The Banks industry median FCF Yield % is 7.92. CB Financial Services' value of 8.59 is 8.5% above this industry median. Based on the distribution chart, CB Financial Services ranks #693 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, CB Financial Services has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CB Financial Services' FCF Yield % compare to FGFH and ARBV?
According to the Banks industry distribution chart, CB Financial Services ranks #693 out of 1502 companies for FCF Yield %. This puts CB Financial Services in the upper half of its industry. The industry median FCF Yield % is 7.92. CB Financial Services' value of 8.59 is 8.5% above this benchmark. While the company's 10-year median is 8.01 vs. the industry median of 7.92, CB Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.92, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CB Financial Services's current FCF Yield % of 8.59 is 8.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CB Financial Services and its competitors. For the Banks industry, the median FCF Yield % is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Financial Services's current FCF Yield % is 8.59, which is near median its own 10-year median of 8.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Financial Services stock overvalued right now?
Based on GuruFocus' analysis, CB Financial Services (CBFV) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.12, compared to a current price of $36.75 — trading 18.1% above its estimated fair value. The current FCF Yield % is 8.59, which is near median its 10-year median of 8.01 and 8.5% above the Banks industry median of 7.92. CB Financial Services' overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For CB Financial Services (CBFV), the current FCF Yield % is 8.59 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Financial Services (CBFV) Overvalued in 2026?

Based on GuruFocus' analysis, CB Financial Services stock appears to be overvalued. The current stock price of $36.75 is trading 18.1% above its estimated GF Value™ of $31.12. GuruFocus considers CB Financial Services to be Modestly Overvalued.

Key valuation signals for CBFV:

  • FCF Yield %: 8.59 (near median its 10-year median of 8.01)
  • GF Value™: $31.12 vs. price of $36.75 (18.1% above fair value)
  • GF Score™: 58/100 with 5 warning signs
  • Industry Position: 8.5% above the Banks median (#693 of 1502)

No single metric tells the full story. See the CBFV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Financial Services Business Description

Address 100 North Market Street, Carmichaels, PA, USA, 15320
CB Financial Services Incis a bank holding company headquartered in Carmichaels, Pennsylvania. The company had one reportable segment, community banking services. The Bank also has a loan production office in Allegheny County, a loan production office and a corporate center in Washington County, and an operations center in Greene County, Pennsylvania. The Bank is a community-oriented institution offering residential and commercial real estate loans, commercial and industrial loans, and consumer loans, as well as a variety of deposit products for individuals and businesses in its market area.
58GF Score

Get the complete analysis for CBFV

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.75
Price
$31.12
GF Value