CBFV (CB Financial Services) Earnings per Share (Diluted): $1.28 (TTM As of Mar. 2026)

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CBFV CB Financial Services Inc CBFV
54 GF Score
Price $37.19
GF Value $25.56
Valuation Significantly Overvalued
! 5 Warning Signs
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What is CB Financial Services Earnings per Share (Diluted)?

CB Financial Services CBFV +2.71% 54 Earnings per Share (Diluted) is $1.28 as of Mar. 2026. GuruFocus rates CBFV with a GF Score™ of 54/100 and a GF Value™ of $25.56 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,411 Banks companies, CB Financial Services ranks better than 51.88% on this metric.

CB Financial Services's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was $0.73. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.28.

CB Financial Services's EPS (Basic) for the three months ended in Mar. 2026 was $0.77. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.43.

CB Financial Services's EPS without NRI for the three months ended in Mar. 2026 was $0.72. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $2.98.

During the past 12 months, CB Financial Services's average EPS without NRIGrowth Rate was 52.10% per year. During the past 3 years, the average EPS without NRIGrowth Rate was 8.00% per year. During the past 5 years, the average EPS without NRI Growth Rate was 8.30% per year. During the past 10 years, the average EPS without NRI Growth Rate was 2.90% per year.

During the past 13 years, CB Financial Services's highest 3-Year average EPS without NRI Growth Rate was 40.00% per year. The lowest was -8.40% per year. And the median was 6.80% per year.


CB Financial Services  (NAS:CBFV) Earnings per Share (Diluted) Explanation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


CB Financial Services Earnings per Share (Diluted) Related Terms


CB Financial Services Earnings per Share (Diluted) Historical Data

* Premium members only.

The historical data trend for CB Financial Services's Earnings per Share (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Financial Services Earnings per Share (Diluted) Chart

CB Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings per Share (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.15 2.18 4.40 2.38 0.92

CB Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Earnings per Share (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.74 -1.14 0.89 0.73 0.80

CBFV vs FGFH, ARBV, CPKF: Earnings per Share (Diluted) Comparison

For the Banks - Regional subindustry, CB Financial Services's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Financial Services PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CB Financial Services's PE Ratio distribution charts can be found below:

* The bar in red indicates where CB Financial Services's PE Ratio falls into.


CBFV
54GF Score
CB Financial Services Inc CBFV
Earnings per Share (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
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CB Financial Services Earnings per Share (Diluted) Calculation

Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.

CB Financial Services's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(4.903-0)/5.307
=0.92

CB Financial Services's Earnings Per Share (Diluted) for the quarter that ended in Mar. 2026 is calculated as

Diluted Earnings Per Share (Q: Mar. 2026 )=(Net Income - Preferred Dividends / Shares Outstanding (Diluted Average)
=(3.867-0)/5.319
=0.73

Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.

What does a Earnings per Share (Diluted) of $1.28 mean?
CB Financial Services (CBFV) has a Earnings per Share (Diluted) of $1.28 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on CB Financial Services and its competitors. According to the industry distribution chart, CB Financial Services ranks #679 out of 1411 companies in the Banks industry, placing it in the top 48.1%.
Is CB Financial Services' Earnings per Share (Diluted) too high?
CB Financial Services' current Earnings per Share (Diluted) is $1.28. The Banks industry median Earnings per Share (Diluted) is 7.40. CB Financial Services' value of $1.28 is 82.7% below this industry median. Based on the distribution chart, CB Financial Services ranks #679 out of 1411 companies in the Banks industry, which is above the industry midpoint. Overall, CB Financial Services has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CB Financial Services' Earnings per Share (Diluted) compare to FGFH and ARBV?
According to the Banks industry distribution chart, CB Financial Services ranks #679 out of 1411 companies for Earnings per Share (Diluted). This puts CB Financial Services in the upper half of its industry. The industry median Earnings per Share (Diluted) is 7.40. CB Financial Services' value of $1.28 is 82.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.40, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CB Financial Services's current Earnings per Share (Diluted) of $1.28 is 82.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on CB Financial Services and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Financial Services's current Earnings per Share (Diluted) is $1.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Financial Services stock overvalued right now?
Based on GuruFocus' analysis, CB Financial Services (CBFV) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.56, compared to a current price of $37.19 — trading 45.5% above its estimated fair value. The current Earnings per Share (Diluted) is $1.28 and 82.7% below the Banks industry median of 7.40. CB Financial Services' overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For CB Financial Services (CBFV), the current Earnings per Share (Diluted) is $1.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Financial Services (CBFV) Overvalued in 2026?

Based on GuruFocus' analysis, CB Financial Services stock appears to be overvalued. The current stock price of $37.19 is trading 45.5% above its estimated GF Value™ of $25.56. GuruFocus considers CB Financial Services to be Significantly Overvalued.

Key valuation signals for CBFV:

  • Earnings per Share (Diluted): $1.28
  • GF Value™: $25.56 vs. price of $37.19 (45.5% above fair value)
  • GF Score™: 54/100 with 5 warning signs
  • Industry Position: 82.7% below the Banks median (#679 of 1411)

No single metric tells the full story. See the CBFV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Financial Services Business Description

Address 100 North Market Street, Carmichaels, PA, USA, 15320
CB Financial Services Incis a bank holding company headquartered in Carmichaels, Pennsylvania. The company had one reportable segment, community banking services. The Bank also has a loan production office in Allegheny County, a loan production office and a corporate center in Washington County, and an operations center in Greene County, Pennsylvania. The Bank is a community-oriented institution offering residential and commercial real estate loans, commercial and industrial loans, and consumer loans, as well as a variety of deposit products for individuals and businesses in its market area.
54GF Score

Get the complete analysis for CBFV

Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.19
Price
$25.56
GF Value