CBFV (CB Financial Services) Debt-to-Asset : 0.06 (As of Jun. 2026)

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CBFV CB Financial Services Inc CBFV
59 GF Score
Price $37.72
GF Value $33.02
Valuation Modestly Overvalued
! 6 Warning Signs
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What is CB Financial Services Debt-to-Asset?

CB Financial Services CBFV +1.55% 59 Debt-to-Asset is 0.06 as of Jun. 2026. GuruFocus rates CBFV with a GF Score™ of 59/100 and a GF Value™ of $33.02 (Modestly Overvalued). The stock has 6 warning signs investors should review.

CB Financial Services's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $65.00 Mil. CB Financial Services's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $34.78 Mil. CB Financial Services's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $1,656.42 Mil. CB Financial Services's debt to asset for the quarter that ended in Jun. 2026 was 0.06.

CB Financial Services  (NAS:CBFV) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

CB Financial Services Debt-to-Asset Related Terms

CB Financial Services Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for CB Financial Services's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Financial Services Debt-to-Asset Chart

CB Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.01 0.02 0.02 0.02

CB Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.02 0.02 0.06

CBFV vs FGFH, ARBV, CPKF: Debt-to-Asset Comparison

For the Banks - Regional subindustry, CB Financial Services's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CB Financial Services Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, CB Financial Services's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where CB Financial Services's Debt-to-Asset falls into.


CBFV
59GF Score
CB Financial Services Inc CBFV
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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CB Financial Services Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

CB Financial Services's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(20 + 14.758) / 1547.693
=0.02

CB Financial Services's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(65 + 34.778) / 1656.42
=0.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.06 mean?
CB Financial Services (CBFV) has a Debt-to-Asset of 0.06 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on CB Financial Services and its competitors.
Is CB Financial Services' Debt-to-Asset too high?
CB Financial Services' current Debt-to-Asset is 0.06. Overall, CB Financial Services has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CB Financial Services' Debt-to-Asset compare to FGFH and ARBV?
CB Financial Services' Debt-to-Asset of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on CB Financial Services and its competitors. CB Financial Services's current Debt-to-Asset is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Financial Services stock overvalued right now?
Based on GuruFocus' analysis, CB Financial Services (CBFV) is currently considered Modestly Overvalued. The stock's GF Value™ is $33.02, compared to a current price of $37.72 — trading 14.2% above its estimated fair value. The current Debt-to-Asset is 0.06. CB Financial Services' overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For CB Financial Services (CBFV), the current Debt-to-Asset is 0.06 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Financial Services (CBFV) Overvalued in 2026?

Based on GuruFocus' analysis, CB Financial Services stock appears to be overvalued. The current stock price of $37.72 is trading 14.2% above its estimated GF Value™ of $33.02. GuruFocus considers CB Financial Services to be Modestly Overvalued.

Key valuation signals for CBFV:

  • Debt-to-Asset: 0.06
  • GF Value™: $33.02 vs. price of $37.72 (14.2% above fair value)
  • GF Score™: 59/100 with 6 warning signs

No single metric tells the full story. See the CBFV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CB Financial Services Business Description

Address 100 North Market Street, Carmichaels, PA, USA, 15320
CB Financial Services Incis a bank holding company headquartered in Carmichaels, Pennsylvania. The company had one reportable segment, community banking services. The Bank also has a loan production office in Allegheny County, a loan production office and a corporate center in Washington County, and an operations center in Greene County, Pennsylvania. The Bank is a community-oriented institution offering residential and commercial real estate loans, commercial and industrial loans, and consumer loans, as well as a variety of deposit products for individuals and businesses in its market area.
59GF Score

Get the complete analysis for CBFV

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.72
Price
$33.02
GF Value