GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » CB Financial Services Inc (NAS:CBFV) » Definitions » Cyclically Adjusted PB Ratio

CBFV (CB Financial Services) Cyclically Adjusted PB Ratio : 1.00 (As of May. 31, 2025)


View and export this data going back to 1995. Start your Free Trial

What is CB Financial Services Cyclically Adjusted PB Ratio?

As of today (2025-05-31), CB Financial Services's current share price is $29.23. CB Financial Services's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was $29.11. CB Financial Services's Cyclically Adjusted PB Ratio for today is 1.00.

The historical rank and industry rank for CB Financial Services's Cyclically Adjusted PB Ratio or its related term are showing as below:

CBFV' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.68   Med: 0.91   Max: 1.48
Current: 1

During the past years, CB Financial Services's highest Cyclically Adjusted PB Ratio was 1.48. The lowest was 0.68. And the median was 0.91.

CBFV's Cyclically Adjusted PB Ratio is ranked better than
50.86% of 1282 companies
in the Banks industry
Industry Median: 1.01 vs CBFV: 1.00

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

CB Financial Services's adjusted book value per share data for the three months ended in Mar. 2025 was $29.082. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $29.11 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


CB Financial Services Cyclically Adjusted PB Ratio Historical Data

The historical data trend for CB Financial Services's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CB Financial Services Cyclically Adjusted PB Ratio Chart

CB Financial Services Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.91 0.98 0.80 0.86 1.00

CB Financial Services Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.77 0.80 0.99 1.00 0.98

Competitive Comparison of CB Financial Services's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, CB Financial Services's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Financial Services's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, CB Financial Services's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where CB Financial Services's Cyclically Adjusted PB Ratio falls into.


;
;

CB Financial Services Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

CB Financial Services's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=29.23/29.11
=1.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Financial Services's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, CB Financial Services's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=29.082/134.9266*134.9266
=29.082

Current CPI (Mar. 2025) = 134.9266.

CB Financial Services Quarterly Data

Book Value per Share CPI Adj_Book
201506 20.804 100.684 27.879
201509 21.189 100.392 28.478
201512 21.293 99.792 28.790
201603 21.659 100.470 29.087
201606 21.939 101.688 29.110
201609 22.073 101.861 29.238
201612 21.891 101.863 28.997
201703 22.156 102.862 29.063
201706 22.480 103.349 29.349
201709 22.787 104.136 29.525
201712 22.768 104.011 29.535
201803 22.563 105.290 28.914
201806 24.692 106.317 31.337
201809 24.692 106.507 31.281
201812 25.336 105.998 32.251
201903 26.087 107.251 32.819
201906 26.782 108.070 33.438
201909 27.259 108.329 33.952
201912 27.653 108.420 34.414
202003 28.091 108.902 34.804
202006 28.252 108.767 35.047
202009 24.690 109.815 30.336
202012 24.757 109.897 30.396
202103 24.618 111.754 29.723
202106 24.503 114.631 28.841
202109 24.575 115.734 28.650
202112 25.304 117.630 29.025
202203 23.687 121.301 26.348
202206 22.186 125.017 23.945
202209 20.935 125.227 22.557
202212 21.599 125.222 23.273
202303 22.903 127.348 24.266
202306 22.807 128.729 23.905
202309 22.426 129.860 23.301
202312 27.311 129.419 28.473
202403 27.531 131.776 28.189
202406 27.787 132.554 28.284
202409 29.072 133.029 29.487
202412 28.712 133.157 29.094
202503 29.082 134.927 29.082

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


CB Financial Services  (NAS:CBFV) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


CB Financial Services Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of CB Financial Services's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


CB Financial Services Business Description

Traded in Other Exchanges
N/A
Address
100 North Market Street, Carmichaels, PA, USA, 15320
CB Financial Services Inc operates as a bank holding company. The company conducts its operations through its wholly-owned subsidiary, Community Bank, a Pennsylvania-chartered commercial bank. The Bank offers products and services related to residential and commercial real estate loans, commercial and industrial loans, and consumer loans, as well as a range of deposit products for individuals and businesses in its market area. It operates in two operating units namely Community Banking and Insurance brokerage service segment. The bank generates its revenue in the form of interest.
Executives
John Swiatek director FEDFIRST FINANCIAL CORPORATION, DONNER AT SIXTH STREET, MONESSEN PA 15062
Mark E. Fox director 100 N. MARKET STREET, CARMICHAELS PA 15320
John J Lacarte director 100 NORTH MARKET STREET, CARMICHAELS PA 15320
Charles R. Guthrie director 100 N. MARKET STREET, CARMICHAELS PA 15320
John Haines Montgomery director, officer: President and CEO 100 NORTH MARKET STREET, CARMICHAELS PA 15320
Richard B Boyer director FEDFIRST FINANCIAL CORPORATION, DONNER AT SIXTH STREET, MONESSEN PA 15062
Roberta Robinson Olejasz director 100 NORTH MARKET STREET, CARMICHAELS PA 15320
Karl G. Baily director 100 N. MARKET STREET, CARMICHAELS PA 15320
Joseph N. Headlee director 100 N. MARKET STREET, CARMICHAELS PA 15320
David F. Pollock director 100 N. MARKET STREET, CARMICHAELS PA 15320
William G Petroplus director C/O FIRST WEST VIRGINIA BANCORP INC, P O BOX 6671, WHEELING WV 26003
Jonathan Bedway director 100 NORTH MARKET STREET, CARMICHAELS PA 15320
Ralph Burchianti officer: Senior Vice President 100 N. MARKET STREET, CARMICHAELS PA 15320
Jamie L Prah officer: EVP and CFO 100 N. MARKET STREET, CARMICHAELS PA 15320
Jennifer L George officer: EVP and COO 100 N. MARKET STREET, CARMICHAELS PA 16320

CB Financial Services Headlines