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CB Financial ServicesCBFV -2.63%58 FCF Margin % is 19.52% as of Mar. 2026, which is 20% below its 10-year median of 24.35. GuruFocus rates CBFV with a GF Score™ of 58/100 and a GF Value™ of $31.12 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,502 Banks companies, CB Financial Services ranks better than 63.78% on this metric.
CB Financial Services FCF Margin % Historical Data
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The historical data trend for CB Financial Services's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, CB Financial Services's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CB Financial Services FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, CB Financial Services's FCF Margin % distribution charts can be found below:
* The bar in red indicates where CB Financial Services's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CB Financial Services (CBFV) has a FCF Margin % of 19.52% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on CB Financial Services and its competitors. This is 20% below median its historical median of 24.35. Over the past decade, CB Financial Services' FCF Margin % has ranged from 6.99 to 41.34. According to the industry distribution chart, CB Financial Services ranks #544 out of 1502 companies in the Banks industry, placing it in the top 36.2%.
Is CB Financial Services' FCF Margin % too high?
CB Financial Services' current FCF Margin % of 19.52% is 20% below median its 10-year median of 24.35. Over the past 10 years, this metric has ranged from a low of 6.99 to a high of 41.34. The Banks industry median FCF Margin % is 26.12. CB Financial Services' value of 19.52% is 25.3% below this industry median. Based on the distribution chart, CB Financial Services ranks #544 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, CB Financial Services has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CB Financial Services' FCF Margin % compare to FGFH and ARBV?
According to the Banks industry distribution chart, CB Financial Services ranks #544 out of 1502 companies for FCF Margin %. This puts CB Financial Services in the upper half of its industry. The industry median FCF Margin % is 26.12. CB Financial Services' value of 19.52% is 25.3% below this benchmark. Historically, CB Financial Services' own FCF Margin % has ranged from 6.99 to 41.34 over the past decade. While the company's 10-year median is 24.35 vs. the industry median of 26.12, CB Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.12, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CB Financial Services's current FCF Margin % of 19.52% is 25.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on CB Financial Services and its competitors. For the Banks industry, the median FCF Margin % is 26.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Financial Services's current FCF Margin % is 19.52%, which is 20% below median its own 10-year median of 24.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Financial Services stock overvalued right now?
Based on GuruFocus' analysis, CB Financial Services (CBFV) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.12, compared to a current price of $36.75 — trading 18.1% above its estimated fair value. The current FCF Margin % is 19.52%, which is 20% below median its 10-year median of 24.35 and 25.3% below the Banks industry median of 26.12. CB Financial Services' overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For CB Financial Services (CBFV), the current FCF Margin % is 19.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CB Financial Services (CBFV) Overvalued in 2026?
Based on GuruFocus' analysis, CB Financial Services stock appears to be overvalued.
The current stock price of $36.75 is trading 18.1% above its estimated GF Value™ of $31.12.
GuruFocus considers CB Financial Services to be Modestly Overvalued.
Key valuation signals for CBFV:
FCF Margin %: 19.52% (20% below median its 10-year median of 24.35)
GF Value™: $31.12 vs. price of $36.75 (18.1% above fair value)
Industry Position: 25.3% below the Banks median (#544 of 1502)
No single metric tells the full story. See the CBFV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CB Financial Services Incis a bank holding company headquartered in Carmichaels, Pennsylvania. The company had one reportable segment, community banking services. The Bank also has a loan production office in Allegheny County, a loan production office and a corporate center in Washington County, and an operations center in Greene County, Pennsylvania. The Bank is a community-oriented institution offering residential and commercial real estate loans, commercial and industrial loans, and consumer loans, as well as a variety of deposit products for individuals and businesses in its market area.
58GF Score
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